Reality

Life used to be lonely and dreary
Then you came into it;
It was fun.
Then it
Ended.

Now it’s lonely and dreamy again
‘Cause I’m without you
living on my dreams
losing touch of
reality

Proposal for a National Pension Tracing Service in Namibia: A Private-Public Partnership Model

1. Executive Summary This proposal outlines the establishment of a National Pension Tracing Service (NPTS) in Namibia, structured as a Priva...