The Dogg making racial jokes on Facebook

Facebook and social online media is today becoming a method of sharing our ideas with friends and relatives from all around the world, and all around our country too. It allows us to share our ideas, photos and private comments with each other and we know that our friends often think in the same wey that we do - that is after all why we are friends. Many of us do not think that our comments or posts should be considered public, or often consider that people we might not know can read our posts and judge us accoring to these comments.


Last night, 5 January 2012, I was rather saddened to read a post by one of our leading artists who has over 29,000 people following him on Facebook. The Dogg posted the following at around 20h00 on his fan page:

"A MULE IS A CROSS BREED OF A DONKEY AND A HORSE.....SO A BLACK PERSON AND A WHITE PERSON OFFSPRING IS ALSO A MULE SINCE IS CROSS BREED?....HAHAHAHAHAH"  

This is obviously a racial slur and can lead to a charge of racism. What was worse, was that as it was posted by the star many of his fans felt they too could comment and make even more outrageous comments making fun of other people whose parents were from different cultures or mixed races. It was particularly sad that these fans (many of them still youth and possibly born frees) did not realise their comments were  racist and to be strongly condemned - even possibly having a criminal charges laid against them (and The Dogg).

I wish to urge our artists, and our fellow Namibians, to be careful of the things they write on facebook or any other social media. Not only are your comments racist and hurtful, but can, and should, lead to criminal charges of racism.

I hope that our people who make use of these tools think twice before making such comments, or even participating in such activities.

Martin Morocky (born 31 March 1983), known by his stage name as The Dogg is a Namibian multi-award winning musician, producer and actor. He's one of the most outstanding artists in Namibia and is considered one of the pioneers of Namibia's kwaito genre.

Creating a common memory for Namibians

It is quite common to hear politicians admonoshing the white communities for not participating in natinal events. I am not a history buff, but have recently been talking about my student politics days and placed a few pohotos from this period.

It got me thinking about the participation of young people (white, coloured or black) and the following struck me in an article, "..But maybe memory is what young people need to be taught before they can be taught actual history."

So, I have started a small project to ensure that our common memory becomes available to our youth through the Wikipedia website. This site covers almost all areas of knowledge, but I found very little written about Namibia. While doing this I found that there were no templates on the languages or cultural identities of many of our peopls.  I have started the http://en.wikipedia.org/wiki/Coloured_People_in_Namibia and hope to assist in developing similar sites about our common memories.

At the end of the project,I hope to create an SMS novella about certain historical events and peoplein Namibia.

If you have the timeand the inclination, feel free to assist.

Future Namibia - Foreword by Andimba Toivo ya Toivo

I feel very much honored to be asked to write a foreword to this book by a political and economic researcher about our country and our times. The author of this book has spent many years studying the political and economic set up of our country. In my opinion, he has come up with many constructive ideas that can contribute to Namibia`s development.

During the liberation struggle, we were building our sand castles and dreaming of how we wanted an independent Namibia to be. After we took the reins of power, we realized that it was not so easy to realize our dreams. It became apparent that even if the leaders of the government have good ideas, they cannot implement programmes and projects alone, but must rely on the commitment of civil servants to work in the interest of the Namibian people. As we set about to transform a system that has been based upon apartheid and colonialism, we were also challenged to transform the thinking of some staunch supporters of the old regime whom we had inherited as civil servants. These were not easy tasks, and we undoubtedly made mistakes. This was to be expected, because in life, one cannot completely avoid mistakes, and as politicians, we had no formula for how to build a prosperous and stable new nation.

One of our biggest shortcomings is that we have not been able to develop our economy to provide sufficient employment opportunities for our young people. It is pathetic to drive around the streets and to see young people standing along the side of the road from early morning, waiting for a Good Samaritan to give them any type of work. It is also disturbing that even some young people who have obtained university qualifications, either in Namibia or abroad, are not productively employed.

We know that this problem cannot be solved simply be ensuring that employers have capital and equipment to build their businesses. Their business cannot grow without appropriately-skilled workers. It is obvious that we must think “out of the box” and test new solutions to the problems of unemployment and underdevelopment in order to eradicate the plague of poverty in a country that has every possibility of becoming prosperous.

Fortunately, we have intellectuals outside the government who follow national developments closely and with a critical eye. The author of this book is one such person. Milton Louw has been observing and studying the progress made by political leaders of our country and has now come forward to share his insights and recommendations for governance, economic and social development and for how to avoid mistakes in the future. I am proud that we have Namibians who have the courage and the discipline to develop their ideas and to bring them to a public arena for consideration. I am

particularly impressed that Mr. Louw has made proposals for: greater transparency in governance; education of young people in morality and ethical behavior; expansion of consumer rights; promotion of information and communications technology; measures to nurture entrepreneurism and to support business development; and strengthened social protection of vulnerable people. Because he is outside government, he may not be aware that some of his proposals are similar to government initiatives already in operation or in preparation.

We need not agree with every aspect of Mr. Louw`s broad-ranging analysis or with all his proposals in order to benefit from his ideas. I recommend that readers, including present and future political leaders, consider his ideas in the open manner that he has presented them. I hope that this will encourage more Namibians to bring to the public their ideas and proposals for how to better build our nation, through writing books and opinion articles and through scholarly research.

I commend Milton Louw for his efforts and hope that many will follow his example. 

Andimba Toivo ya Toivo

13 May 2011

Internal Struggle for Namibia's Independence - 1985-1989

During the 1980's the battle for the hearts of the Namibian people was being fought. The PLAN combatants were waging war with their Angolan, Cuban and Russian allies, but this was taking place outside the borders of the country. Inside the country, the battle was in the form of protest and civil disobedience.




The internal struggle included famous Namibians such as Hendrik Witbooi, Danny Tjongarero, Niko Bessinger, Anton Lubowski, John Pandeni and Ben Ulenga. They were harassed, beaten and arrested continuously by the South African regime.

However, the regime felt it was winning. They had created ethnic authorities and many of these leaders had convinced the people of the need for managed democracy versus the communist take-over by SWAPO.

All that changed when the students started participating in the struggle. In 1987 the police were unable to control and prevent the students from running through Katutura and Khomasdal, with some of the marchers reaching the central business district. By mid 1988, the South African regime and their puppet government was losing control. Over 75 000 school students were boycotting schools throughout the country in protest at the South African army and police repressions. The boycotts began at the Ponhofi Secondary School in Ovamboland.

Laws such as the Protection of Fundamental Rights Act (No. 16 of 88) were being used to prevent the gathering of any kind. This specific law was contested by the Namibian National Students Organisation and others and was found to be unconstitutional. This legal battle is still used around the world when discussing human rights as it "creates criminal offences for activities which in democratic societies have been perfectly acceptable and legal."[i]

In legal literature, "The period of 1985 to Independence ... an historical prelude because it arguably sets the stage for the constitutional development that followed Independence."[ii]

Unfortunately, this internal struggle for Independence has largely been neglected. This publication is a first step in bringing this story into the common memory of all Namibians.


http://www.scribd.com/full/52317421?access_key=key-1su694cazh8mkmptl651
Photo album of photos from the 1987/8 student unrest in Namibia
Comments collected during the two weeks of 21 March - 1 April 2011 via Facebook.
All photographs courtesy of John Liebenberg.­­­­


[i] Namibia National Students' Organisation & Others v Speaker of the National Assembly for South West Africa 1990 (1) SA 617 SWA, at 627.

[ii] Constitutional jurisprudence in Namibia since Independence - George Coleman and Esi Schimming-Chase

Google Science Fair: Calling All Jr. Scientists

Google is looking for bright youngsters (aged 13 - 18) from around the world to submit interesting and creative Science projects that are relevant to the world today.

It would be fantastic to see a Namibian student emerging as one of the 15 finalists who each get

• a $25 000 scholarship,
• An internship (at CERN, Google or Scientific American)
• personalized Lego kits
• Digital Access to Scientific American for their school

If I was still in high-school, I'd be scheming to win this thing.

For more information, check out the Google Science Fair website.

NGO'S need to be regulated in Namibia

There was a proliferation of NGO’s created during the pre-Independence and immediately thereafter. They are involved in business development, cultural groups, agriculture, Aids, etc. They include international organisations such as the Red Cross, or local chapters of internationally accepted bodies such as the Namibian Society for Human Rights (NSHR). Local NGO’s can work at gender issues such as the Women’s Action for Development (WAD), or animal rights such as the SPCA. They also include a variety of welfare organisations such as the Blood transfusion service or industry interests such as the NCCI or ICT Alliance.

While most NGO’s are doing a good job in Namibia, unfortunately, some have not. They have abused their mandate or become a vehicle for an individual who is seen as the driving force or even “responsible for the success of the organisation”. This leads to the next question, “How do we distinguish between a good and bad NGO?”

The following questions provide us with a litmus test:
• Are their financial statements open for scrutiny?
• What percentage of their budget is spent on salaries and perks for the organisations employees?
• What part of the budget is contributed by governments, directly or indirectly?
• How many of the NGO's operatives are in the field, catering to the needs of the NGO's ostensible constituents?
• Which part of the budget is spent on furthering the aims of the NGO and on implementing its promulgated programs?

I suggest that we have Non-Government Organisation Bill. In this Bill should be addressed the issues of mandate and good governance, and the mechanisms in the case of abuse. It should include a restraint on creation of new frequently unnecessary NGOs (that are mostly more helpful to the creators of the NGO than the people they are designed to serve).

African People's Organisation / first coloured pressure group in Namibia

The African People's Organisation (APO), originally the African Political Organisation, was formed in Cape Town in 1902 and was initially the most prominent "coloured" pressure group in South Africa. Its interest in SWA/Namibia goes back to at least 1918 when it opposed the transfer of the former German colony to the South Africa Authority. The first SWA branch of the APO was established in Windhoek in February 1923. In informing the colonial authorities of the establishment of the branch, the leaders stated that the aims of the organisation were to defend "the Social Political and Civil Rights of the Cape Coloured Community throughout the SW Protectorate. Another political organisation which devoted itself to representing the Coloured community in SWA, the African National Bond, was also launched in Windhoek in 1925.

The APO, although it recruited its members from the relatively small group of educated and economically comfortably off Coloureds, was to become the most influential political organisation for Coloureds for almost forty years. Although it collapsed as an organisation in the early 1940s, having to give way to more radical organisations, the APO shaped black political thought and culture for decades after its demise.

Who is best on (Namibian) Twitter?

The whole world is becoming focussed on social media and the number of users on Facebook, Twitter, etc. However, very little reliable information or statistics seems to be available about Namibian user and their preferences.

So, while I had very little to do this weekend while sitting in a cold Düsseldorf, I decided to look at what figures I could put together. This first place to start was Twitter. Twitter is the site where I get most of my introductions to a topic after which I may decide to look into it further and click on the link. Because of the limit of only 140 characters, I don’t have to worry much about missing a comment by a friend because some other “friends” has loaded dozens of pictures or played lots of games.

News providers
I started my Twitter search by looking at the Namibian media, that is, the companies or websites who provide information on Namibia. This is what I found in order of the most followers (as at 22.02.11):

#namibia_news - 1,980 followers. Most recent tweet 18 February 2011.
#radiowavefm – 220 followers. Most recent tweet 22 February 2011.
#unam974 – 151 followers. Most recent tweet 26 December 2010
#namibiansun – 136 followers. Most recent tweet 18 February 2011.
#namibiaelection – 125 followers. Most recent tweet 30 March 2010
#freshfm1029 – 129 followers.Most recent tweet 25 October 2010.
#thenamibian – 122 followers. Most recent tweet 11 February 2011.
#exposenewspaper – 113 followers. Most recent tweet 10 February 2011
#mynamibiainfo – 108 followers. Most recent tweet 22 February 2011
#99fmnam – 83 followers. Most recent tweet 22 February 2011. (The DJ’s of this station also have their own tweets and followers)
#namibeconomist - 15 followers. Most recent tweet 13 September 2011.
#republikein_na – 14 followers. Most recent tweet 13 January 2011.

As for my tweets, I have 43 followers and my most recent tweet was 17 February 2011.
Just for fun I also looked up #airnamibia. They have 209 followers and their last tweet was 22 June 2009.

Why give this information?
Perhaps by looking for information about tweets on Namibia will provide more people in Namibia a reason to use this social site. Compared to our uptake of Facebook, the usage on Twitter is way behind.

How Government should intervene in the financial sector

I have just received a briefing paper from the Deutsches Institut für Entwicklungspolitik / German Development Institute concerning "The potential of pro-market activism as a tool for making finance work for Africa: a political economy perspective".

The author argues that:
"This suggests that information on creditworthiness is basically a public good, in the sense that it is non-rival in consumption and it is very costly to exclude anyone from using it. When the market fails to let banks appropriate the returns of information about their costumers, banks will under-invest in the acquisition of such information.
.....
Credit registries give access to clients’ credit history and increase the transparency of borrower quality, which makes it safer for financial institutions to lend to new customers.
.......
The Kenyan Central Bank (CBK) took the initiative and issued a regulation which mandated financial institutions to share information with credit bureaus."

They are funded by Bundesministerium für wirtschaftliche Zusammenarbeit und Entwicklung (BMZ) and Deutsche Gesellschaft für Technische Zusammenarbeit (GTZ) GmbH. The project this is done under is called "Making Finance Work for Africa (MFW4A)" copyof the paper can be found oline at http://www.die-gdi.de/CMS-Homepage/openwebcms3.nsf/(ynDK_contentByKey)/ANES-8DNAK4/$FILE/DP%202.2011.pdf

What your credit listing means

Your bank manager looks at your credit report – Not at You.

This is one list you never want to be on – the Credit Blacklist. A bad credit rating can put your life on hold for many years as it makes getting credit impossible. More and more Namibians are getting caught out, sometime unfairly, and the Namibia Consumer Protection Group felt more information must be circulated to consumers about the issue.

A credit default is a black mark against your name that doesn't wash away and the three Credit Bureaus, (Transunion ITC, Compuscan and Credit Information Bureau Namibia) currently list over 50 000 Namibians that are branded as credit lepers.

I have found that mostly young Namibians are prone to having problems with credit. The advertising makes it sound so easy, “Buy Now, Pay Later”. Unfortunately, when it comes time to pay, these items are not always first on their list. This then causes problems as they start falling in arrears and eventual find themselves blacklisted.

Often, a person does not realise they have a credit black mark on their name till the next time they apply for credit.

Recently, a consumer approached the NCPG about a problem they were facing.

“I have recently had the chance to buy my Uncle’s house. The Government (where I work), has already agreed to give me a housing loan and I qualify for enough from the bank. But now the bank does not want to grant me credit for a black mark from a cash loan company. I spoke to the cash loan company and it turns out they did not cash one of my cheques for the amount owing. I spoke to my bank and explained but they do not accept the explanation.” The consumer, in tears stated, “I cannot believe it. Through no fault of my own, someone is allowed to list me as a bad person!”

There are many other horror stories out there and it would fill an entire magazine to tell them.

What is a credit report?
A credit report is a collection of information about you and how you pay your accounts. It may also include information about how much credit you have available, what your monthly debts are, and other information that can help a lender such as a bank to make a decision about whether you are a good or bad credit risk.

The report itself does not say you are a good or bad credit risk. It is only a tool to assist the lender. Unfortunately, most lenders reject you outright if you are listed at a credit bureau.

Where does all this information come from?
Credit bureaus, (or credit reporting agencies) collect this information from companies, doctors, or any person that you have done a credit business with. These businesses are providing information to the bureau in exchange for information they might require on other customers. The credit bureau sells your data for lenders to make a decision on your creditworthiness.

What is in my report?
Personal identifying information
This includes your name, address (current and previous), ID number, telephone and cellular number, your current and previous employers, and possibly also your marital status.
Credit History
This section includes information on your banking history, stores where you have credit cards, and possibly also business who have granted you credit such as doctors, dentists, and even your pharmacy. It includes information about each account you have, such as when did you open it, what type of account is, how much credit you have been given, what your your monthly payment is and how well you pay your account.
Public records
This includes judgements against you or any other court interventions. This is easily available from the courts.
Inquiries
This section indicates any credit business that has requested to see your information. This section is not always available to you as an individual. It should also include any companies that have bought your information for marketing purposes.

What is not on my report?
• Income
• Bank account balances
• Race (cultural group)
• Religion
• Criminal records
• Driving records (speeding fines, drinking convictions, etc.)
• Maintenance defaults (not yet)


What should you do?
Get a copy of your credit report, have a look at it and make sure you understand it so that before you apply for your credit you know where you stand

Namibia: WACS cable will arrive in 2011 but monopoly legacy holds back prices and growth

Namibia’s regulatory position is like stepping back ten years if you’re more used to the competitive rough and tumble in Africa’s more developed markets. The historic incumbent Telecom Namibia still has some monopoly privileges and the new incumbent, Government-owned mobile operator MTC is in danger of behaving in much the same way. Sadly the country has closed its regulator with a view to opening a new one. However, this has meant all things regulatory have gone into a holding pattern. Russell Southwood looks at the key market barriers that are holding things back.

Historic incumbent Telecom Namibia has an infrastructure monopoly and although the power utility NamPower has fibre assets, it has only recently tendered them: MTC (which may build a link to South Africa), Telecom Namibia and some ISPs are all interested in the capacity.
Telecom Namibia invested in what was then Africa’s only real international cable, SAT3 but didn’t invest enough to get a landing station. This is something it has regretted ever since because for many years South Africa’s incumbent Telkom South Africa would over-charge it for transit to the SAT3 landing station in South Africa.

But now if you want to get fibre access to South Africa to Telkom South Africa’s SAT3 landing station, you have no choice but to use Telecom Namibia. According to one of its customers:”The route this side of the border is 45% more expensive than what Telkom South Africa offers (in a competitive environment) on a distance basis on the other side of the border.” Telecom Namibia also has a deal with Neotel (in which it is a shareholder) for Seacom bandwidth, further limiting alternative competitive offers.

The new WACS cable will arrive in Q2, 2011 but there are understandable concerns in the market that Telecom Namibia will be the monopoly owner of the only international landing station with no other independent competitive route to South Africa being available. If MTC opened up a route, it would simply be a second Government company offering an alternative and one run by a management that is probably the least price competitive on the continent. In other African countries joint public-private partnerships are being set up to ensure equitable access to the landing station and fair, cost-oriented pricing but there is not even a discussion about this in Namibia.

Pricing has not been set and Telecom Namibia’s formal response to its customers is “it’s too early to say”. But well-informed industry sources say US$ 1,686 per mbps has been discussed. Currently customers are paying US$2,248, about three-quarters of the current satellite equivalent. Both prices seem very high when compared to the kind of wholesale prices available across the border in the more competitive South Africa.

Inevitably this has a knock-one effect to retail pricing strategy for the Internet. One aggrieved customer told us:“At a retail level, we’re paying US$15-20 per mbps. It’s immoral and they should be sent to hell for it”.

Telecom Namibia is owned by NPTH, a state holding company that also holds the Post Office, the new mobile incumbent MTC and a properties division for all three companies. The CEO of Telecom Namibia is the Chair of MPTH. Whilst most acknowledge that there has yet been no practical example of a conflict of interest, it is undoubtedly as one person told us “a fundamentally incestuous” way of running the different companies. There are no currently plans to privatise Telecom Namibia. It has international shareholdings in Multitel in Angola and Neotel in South Africa but looks likely it might pull out of the former.

Both policy and regulation in the sector seem to be in a holding pattern for as one industry insider told us: “The biggest problem is the Namibia Communications Commission (NCC), which is supposed to be changed to the Communications Regulatory Authority of Namibia (CRAN). There’s very few staff left from NCC and not enough are qualified.” There were only 7 staff when NCC ceased to operated. There has been no sign yet of the Gazetted announcement promised in early October to give life to the body.

A good example of the impact of the regulatory holding pattern is number portability. NCC wanted number portability (which might open up competition in the mobile market) but whether this goes ahead, it will now wait for CRAN to “get its feet under the desk”. The new Chair of CRAN is Lazarus Jacobs, a businessman, co-owner of the Windhoek Observer and a pioneering stand-up comedian (No jokes, please.)

In terms of the mobile market, there are three players: Telecom Namibia (with its Switch product); Leo and MTC. Switch (a CDMA 2000 product) was an attempt by Telecom Namibia to act as a spoiler to Leo’s entrance into the market. There was subsequently an argument as to whether the service should be limited to the towns only and in the end there was a trade-off in which it got permission to have national coverage in exchange for there being more than one international gateway. It says it currently has 200,000 subscribers. However, Switch is likely to be closed down and Telecom Namibia will go into GSM.

This makes Leo, which was launched 3.5 years ago, the main challenger. It was set up by local investors including NamPower and Old Mutual with a Norwegian management contractor. Eventually 100% of its shares were bought by what was then Orascom’s Telecel subsidiary. By all accounts, it has the cheapest network to call on but has not made much of dent on MTC, which had many years as sole operator in which to entrench itself. Leo started to offer 3G in Windhoek a couple of months ago and has recently launched Blackberry handsets.

MTC is the largest mobile player and is 66% owned by the Government through NPTH and 34% by Portugal Telecom, which provides strategic management and key personnel. It is offering iPhones (which it did before South Africa) and iPads but does not have a Blackberry offer. It has 85% of voice business and probably 60% of all markets by value, enough for it to be considered as having significant market power. There is an agreement between CRAN and the Competition Commission on addressing issues of this kind either jointly or by CRAN alone but action will depend on CRAN getting its teeth into the barriers that affect the market.

None of the mobile operators operate m-money services like M-Pesa but Mobipay was recently launched. The Bank of Namibia gave Mobicash Payment Solutions authorisation to operate a mobile payment system where clients pay for goods, as well as transfer money, using money that is virtually stored on their cellphones.

The absence of number portability makes it hard for the challenger to peel off new subscribers from the incumbent mobile operator:”People don’t shift their number easily,” was the refrain from all sides. Leo does dual SIM card Samsung handsets (in which unusually, both SIMS are active and you don’t have to switch manually) in an effort to overcome this problem.

In terms of the Internet, there are probably around 120,000 subscribers and MTC has
3G subscribers in the low tens of thousands. By all accounts, it is a relatively slow-moving and conservative market. There are no signs of triple play offers and no e-commerce worth speaking of.

Telecom Namibia’s iWay subsidiary is the largest market player with 60% of the market and it launched ADSL two years ago. The key players are: MTN Business or corporate customers (formerly Verizon/UUNet); ITN (locally owned) and Africa Online (Telkom South Africa) which is completing its merger with MWeb.

Telecom Namibia supplies ADSL wholesale to ISPs but it took one ISP 15 months to get a reseller agreement and obviously it needs to forced to offer wholesale and retail in an equitable way to all players in the market. ITN and Africa Online offer Wi-MAX services.

Although small in population terms, Namibia has a buoyant economy and a great deal more potential than is currently being realised. Perhaps the arrival of CRAN will help take off the artificially imposed brakes but don’t hold your breath.

Motion on Unemployed Namibians with or without Professional Qualifications

PARLIAMENT OF THE REPUBLIC OF NAMIBIA
NATIONAL ASSEMBLY
FEBRUARY 2009
BY: Chief Ankama, SWAPO MP

Comrade Speaker, I regard this motion as an extraordinarily important one, not just to me but to other many Namibians if not all. This is the third time that I move this motion in the house. It first lapsed during the first term of 2008 when parliament went into recess and then re-introduced during the last term of last year but ended without reaching its intended goal, the goal of finding a lasting directive to solving unemployment situation in Namibia. Now comrade Speaker, I am here again standing to re-introduce the motion on unemployed Namibians with or without professional qualifications, accompanied by some amendments.

The motion seeks to:
1. discuss, assess and ascertain the seriousness of unemployed Namibians with professional trainings and qualifications obtained from recognized educational institutions here in Namibia or abroad;
2. this motion equally should include in our discussion the general unemployment of all able bodied people in Namibia in view of government sponsored initiated projects such as the green schemes, agricultural colleges in the country and vocational training institutions as a matter of example.
3. This motion should further challenge the government and private sector partnership to open up in the provision of relevant skills and creation of job opportunities for the unemployed Namibians.
Correspondingly this motion urges that unemployment be critically investigated in relation to our national investment policies and further discover the unemploy-ability of all the above mentioned people for recommendation and appropriate action in favour of their predicament.

RATIONALE
We all know or see many Namibian graduates from the University of Namibia, Polytechnic, Vocational training institutions, colleges of education and some with foreign qualifications. Individuals as they are, they talk about their disappointment and frustrations with regard to institutions where they obtained qualifications. They also talk about “a corrupt” recruiting system in both the public and private sector. That people with no professional qualifications, for instance with grade 12 are being preferred for professional job opportunities above trained candidates. This may be the reason why some divisions, departments and offices both in public and private services, do not perform to the expected standard of their clients.
Further, when we come to work every day, we see many able bodied Namibians sitting at traffic lights or along the street pavements in hope for someone to pick them up for a casual one –off job for a day if lucky.
Many of these are very young Namibians whose energy could be maximally utilised for the good of this country.

Comrade Speaker, hon. Members, we are all witnesses to this degrading situation of unemployed Namibians with or without qualifications. Many if not all of these people are very young, energetic, full of zest and thus able to do some good work.
However the questions are;
1. Why and how come that we keep on training people for fun while Namibia is in dire need for skilled people?
2. Why can’t we create incubation centres or units within the sectors of Agriculture, forestry, construction or fishing industry just as an example for us to produce?
These could help equip the unemployed Namibians with practical skills. Such incubation centres can collaborate in terms of academic theory with our national institutions of education and training for a joint certification of the in-service trainees. After graduation, those who wish can then be organised in co-operative companies with start-up facilities and grow themselves both socially and economically into the world of authenticity.

Others may want to go their own way by establishing own companies or sell themselves to work abroad because of their skills, and thereby bringing money into Namibia. The system of incubation centres /units will also help the country in general to unlock competition of productivity and trade, thus stimulating fast economic growth.

APPROACH
Comrade Speaker, hon. Members
I am 1001 % convinced that establishment of a centralized research centre in the country, with decentralized data bank to, readily facilitate access of data for private and collective research and planning, is essential. I know we have a number of research units in various institutions around the country, such as in ministries, institutions of education and those in private, but do you know how difficult it is to access data from many of these institutions? This is one of the many reasons why we fall short in planning to determine e.g., the number of classroom needed for the first graders, space of learners for grade 10, we fail to determine how many math, science teachers we will need in 5 years time or the quota for electrical engineers we shall need in 10 years time.
Having a one-stop research centre in the country does not mean that we should to away with the existing ones. It simply translates in improving our efficiency in planning, budgeting and service delivery. With an ICT act soon in place, ministries, entities and individual citizens may be able to access data on line when they so want for own purposes.
In simple terms, this will help individual students or anybody so wish to do appropriate planning, advising, setting up projects goals, reviewing successes of programs, prioritising students’ careers etc, etc.

Comrade Speaker, hon. Members
To address the situation of unemployment and do better placement of our professional cadres where they can perform with vigour, we need to plan better, and to do so, we need to be guided by empirical data. Data that are correlated, continually updated and data that are ever accessible when needed. This is a necessary foundation for us to meet our national developmental agenda.
Having this in place, we will have low risk of having both semi and professional trained human resource roaming our streets.
In addition, we will be in a better position as a country to tackle the overall unemployment situation countrywide.

CONCLUSION
I appeal that this motion be discussed with the zeal it deserves to lead to a desirable resolution. Further it is my appeal that finally this motion be referred to an appropriate committee for research, public input and proper recommendations.
So I move comrade Speaker!

More Namibians have access to banking – World Bank

By: Milton Louw

The banking population in Namibia has increased substantially in 2009 according to the World Bank’s Financial Access 2010 report released on Thursday, 16 September. The number of deposit account holders in Namibia has grown by 23 percent, with statistics confirming the resilience of the seven commercial banks during a year weighed down by the international financial crises.

According to the report, more than three quarters of the population (752 per 1000 adults) hold deposit accounts and 20 percent have loans with financial institutions. In comparison, the report shows that sub-Saharan Africa had an average of 163 deposit accounts per 1000 adults and only 28 bank loans per 1000 adults.

In addition the report shows that the disbursement of loans shrank across sub-Saharan Africa last year, with Namibian loan accounts declining in volume by 36 percent.

The most remarkable was that Namibia scored the highest with 1185 “Depositors with Other Depository Corporations” per 1000 adults. No other country on the Continent, or in any developing country for that matter, scored as high. In fact, Namibia is placed 16th in the world. To put that in perspective, Austria at number one scored 4785 and Italy, two places above Namibia, scored 1285 per thousand adults.

The Financial Access 2010 Report stresses consumer protection, financial literacy and rural, SMME and savings promotion as critical in the spread of services and products to unbanked populations. The World Bank's researchers note that while consumer protection legislation is in place in most countries, implementation and enforcement is often lacking.

"Legislation is often broad and does not cover issues specific to the financial industry," said a researcher. "Only half of the economies (studied in the Report) have legal provisions restricting unfair and high-pressure selling practices and abusive collection practices.

"Regulators in only about half of the economies are empowered to issue warnings or impose fines on financial institutions violating consumer protection regulations. A public notice of violation - one of the most effective deterrence tools - can be used in only about a third of economies." According to the Report, Namibia scores well across five critical areas, which include consumer protection, financial literacy and rural, SMME, savings and microfinance promotion.

The Financial Access 2010 Report encompasses survey responses from 142 economies, including Namibia, and analyses changes that took place in the banking landscape in 2009. The Financial Access 2009 Report covered 139 economies.

Legislation for informational privacy in Namibia

The ability to save information on a computer (for example in the central register) will also necessitate new legislation to be promulgated. These laws are especially necessary in our Information and Communication enabled society where information is stored on electronic retrieval systems.

Legislation for informational privacy

The Namibian Constitution states in Article 13 Privacy:
“(1) No persons shall be subject to interference with the privacy of their homes, correspondence or communications save as in accordance with law and as is necessary in a democratic society in the interests of national security, public safety or the economic well-being of the country, for the protection of health or morals, for the prevention of disorder or crime or for the protection of the rights or freedoms of others.”

The Constitution thus guarantees only “Physical Privacy”. The storage of personal and business information (“Informational Privacy”) must have legislation that will prevent misuse of this information. In addition, the individual in Namibia must be able to access any, and all, information that is stored by the state (public institutions).

There are thus things that are needed to guarantee informational privacy:
1. Data Protection Act;
2. Privacy and Electronic Communications Regulations;
3. Freedom of Access to Information Act

Data Protection Act
The Data Protection Act gives you the right to know (access) the information being held on you. It also sets certain key principles that anyone who handles personal information must comply with. The Act also establishes an Information Commissioner. The data covered is any information which can be used to identify a living person. This includes names, birthdays, addresses and other contact details. It only refers to information stored on computers.

The key principles of the Act must include:
• Data may only be used for the specific purpose that it was collected;
• Data may not be shared with others without permission of the individual whom such information is about – unless there is a legitimate reason;
• It is illegal for other parties to obtain this information without permission;
• Individuals have the right to the information about them subject to certain conditions;
• Personal information should not be kept longer than necessary;
• All businesses that collect personal information must register with the Commissioner; and
• Incorrect information must be corrected when it is brought to the attention of the data storage business.

Privacy and Electronic Communications Regulations
These regulations must control the people that wish to send out electronic direct marketing, for example email and text messages (SMS). Individuals have the right to refuse unsolicited marketing messages (“junk mail”) by fax, phone email and text message. Companies and organisations have the right to refuse marketing messages by phone or fax.

A register needs to be created to store the individuals and companies that refuse to receive such marketing messages.

Freedom of Access to Information Act
The Constitutions states in Article 95 Promotion of the Welfare of the People:
“… (e) ensurance that every citizen has a right to fair and reasonable access to public facilities and services in accordance with the law;”

This Act must give the individual the right to obtain information being held by the state (public institutions) unless there are good reasons that such information should be kept confidential. These institutions include government departments, regional and local government as well as schools. (The access to information held by private institutions is expected to be covered by the Data Protection Act.)