Thursday, 26 October 2017

Namibia Government OMA's and their websites

Parliament http://www.parliament.gov.na/
National Assembly https://goo.gl/ynxNtS
National Council https://goo.gl/oeiynU

Offices

Office of the President http://www.op.gov.na/
Office of the Prime Minister http://www.opm.gov.na/
Office of the Judiciary http://www.judiciary.na/
Image result for namibian government
GRN

Ministries

Agriculture, Water and Forestry http://www.mawf.gov.na/
Defence http://www.mod.gov.na/
Education, Arts and Culture http://www.moe.gov.na/
Environment and Tourism http://www.met.gov.na/
Finance http://www.mof.gov.na/
Fisheries and Marine Resources http://www.mfmr.gov.na/
Gender Equality and Child Welfare http://www.mgecw.gov.na/
Health and Social Services http://www.mhss.gov.na/
Home Affairs and Immigration http://www.mha.gov.na/
Higher Education, Training and Innovation http://www.moe.gov.na
Industrialization, Trade and SME Development http://www.mti.gov.na/
International Relations and Cooperation http://www.mirco.gov.na/
Information and Communication Technology http://www.mict.gov.na/
Justice http://www.moj.gov.na/
Labour, Industrial Relations and Employment Creation http://www.mol.gov.na/
Land Reform http://www.mlr.gov.na/
Mines and Energy http://www.mme.gov.na/
Poverty Eradication and Social Welfare
Public Enterprises http://www.mpe.gov.na/
Safety & Security
      Namibian Correctional Service http://www.ncs.gov.na/
      Namibian Police Force http://www.nampol.gov.na/
Sport, Youth and National Service http://www.msyns.gov.na/
Urban and Rural Development http://www.murd.gov.na/
Veterans Affairs & Marginalised Affairs http://www.mova.gov.na/
Works and Transport http://www.mwt.gov.na/

Agencies

Anti-Corruption Commission http://www.accnamibia.org/
Electoral Commission of Namibia http://www.ecn.na/
Namibia Central Intelligence Service
National Planning Commission http://www.npc.gov.na/
Office of the Attorney-General http://www.ag.gov.na/
Office of the Auditor-General http://www.oag.gov.na/
Office of the Ombudsman http://www.ombudsman.org.na/
Public Service Commission of Namibia http://www.psc.gov.na/

NSI to host 5th annual National Quality Awards

The Namibian Standards Institution (NSI) will host the 5th annual National Quality Awards event on November 23 in Windhoek.
The National Quality Awards is the brainchild of the Cabinet-approved National Quality Policy document of June 1, 1999. The event is part of the government’s drive to establish, develop and enhance a strong and fully functional national quality infrastructure regime and encourage a quality culture in the country.
The aim of the quality awards is to recognize and appreciate industries and enterprises, including the service sector and individuals who perform excellently on quality.
It also honours those who contribute to quality advancement in all sectors of the economy, by having measurements and quality systems, procedures and processes that are in line with local, regional and international practices.
The programme furthermore recognizes individuals who use quality advancement to support national economic development and growth.
The NSI’s general manager for standards development and coordination, Jekonia Haufiku, said the awards further aim to enhance the understanding of quality principles, business methods and all national and international standards that promote quality and competitiveness.
“Through these awards we want to encourage industry to use standards to add value to their products so as to competitively market their products and develop their brands at international level. We also want to encourage individuals with drive and expertise in quality related issues to become active role players in strengthening the local quality infrastructure regime.”
He added that apart from honouring enterprises, the event also recognizes individual contributions towards Namibia’s quest of creating a strong national quality infrastructure regime.
The event aims at attracting broad national representation and participation from across all fourteen regions and all sectors of the economy and across all business spectrums and sizes.
The National Quality Awards consists of five categories, namely Company of the Year, Product of the Year, Service of Year, Exporter of the Year as well as the Individual Quality Award.
All businesses, large or small, are eligible to participate in the first four categories provided they are registered with the Ministry of Industrialisation, Trade and SME Development and have good standing with the Receiver of Revenue. The participating enterprises in the first four categories must be applying standards and provide proof of up-to-date certification against at least one standard.
The NSI has appointed independent judges from the quality fraternity to ensure balanced adjudication, and judges are expected to comply with the code of ethics and conduct for judges. The five national category winners will represent Namibia in the annual SADC Quality Awards event in 2018.

Sunday, 24 September 2017

Why computer decision making makes us less human

Computers are wonderful tools for taking the boring work and doing it with complaining. However, we must realize that no computer can replace the human trigger of compassion, love or understanding of another human being.

Rachel (not her real name) has a small business selling various indigenous products ranging from ingredients of traditional beer to the homemade beer, cloth for traditional dresses to the complete customer ordered dress, etc. Her monthly income ranges from 15,000 to 20,000 a month. Last month she had an unexpected bonus when a musical group ordered dresses valued at over 200,000. Being a shrewd businesswoman she invested 50,000 in paying her rent for 8 eight months in advance as well as stocking up her food so she will only need to replenish at the end of February next year. After all she has learnt the hard way what happens during Januworry. Her company has continued making its usual income and she feels quite secure in her present position and is even thinking of expanding and adding another staff member. However, quite unexpectedly as Death tends to be, her brother passed away and the funeral arrangements with the obligatory trip to the north for the funeral have depleted all her savings that she needed to cope with till end of the month.

Upon her return from the funeral she decides to visit the bank to get a loan of N$ 1,500 to pay for every day expenses till she gets her payment of N$20,000 for an order that already been delivered. She visits her ban and has all her paperwork in order. She even has a certified copy of the death certificate to show why she needs a loan. The bank turns down her loan application when she approaches the front desk and does not even send her in to see a manager. She requests to see the bank manager but is explained that regardless of whether she sees the manager, the “system” has already turned down her application. It is explained that her account was now in debit of - N$ 123.00 and her clients have not done their payments via electronic funds transfer (EFT). The computer has indicated that she is not trustworthy for a loan and no staff member can overwrite that instruction.

It is important to remember at this point that the banks make their money by loaning their customers money which they must make repayments – with the additional interest charged being the profit they make.

At some point, the top managers of banks, of which very few these days have come through the ranks from being tellers working with customers, decided to use computers to make decisions on whether the historical data should give out loans. According to international norms, “information about your past payment history gives a more accurate prediction of your future actions”.

Let us take this analogy and use it to consider whether a person will smoke in the future. According to the financial industry model, if a person who has smoked in the past, they are most likely to smoke again. They would not consider has the person stopped smoking, but only that they have smoked. It is thus clear that according to the banking (perhaps insurance too) fraternity, you are what you have always been and will probably not change.

Giving the decision making power of whether you may qualify for a loan based on an algorithm that cannot have the compassion of the present situation of the customer must not be allowed to become normal practice.  The most worrying factor is when these algorithms make decisions based on our ethnicity, marital status, or any other arbitrary factors decided by computer programmers away from the reality of life, we will be less for it.

No computer will ever be able to make decisions based on the unexpected happenings life throws our way.

Saturday, 16 September 2017

Flipping house owners in Namibia

The “sub-prime mortgage crisis” in America in the period 2007 – 2010 was felt all around the world. Common wisdom tells us this was caused by banks and other financial institutions giving loans to high risk borrowers who could not repay the money. This message has been shared around the world and all of us agree that people with poor credit records should not be given loans as they cause a danger to all of us when they cannot repay. The proverb seems to be “Poor people were reckless and stupid, and banks got greedy.”

This is also the case in Namibia where the poor (read previously disadvantaged), have found it harder to borrow and thus end up renting property rather than getting an approved loan to purchase their property.

But what if this “common wisdom” is wrong?

According to the National Bureau of Economic Research (USA) the 2007 crash did not occur because people with low credit borrowed to buy houses they could not afford. Rather it occurred because the wealthy and middle-class were purchasing property and “flipping” them. (The term flipping refers to buying a house or property with the intent to sell it for a profit at later time, normally no more than two years. The most important part of house-flipping is that your rental income will be enough to cover your bond. So in effect the person renting is paying for the purchase price until you sell the profit when you make a profit because house prices are going up.)

If this has been happening in Namibia, especially Windhoek, I contend that with the reduction in inflation and interest rate fluctuations (possible upwards next time round), combined with a reduction in rental incomes, we will soon see defaulting in the home owners’ market.


So if you own a second home and use that rental income to repay some of your loans, BE AWARE the market is experiencing difficulties and it will impact on you when you no longer are getting the expected rental income and its (previously) usual increase of 10%

Sunday, 10 September 2017

Tikking in Windhoek

Windhoek has recently had an explosion of drug abuse of crystal methamphetamine which is known on the street as "tik" or "eat-some-more". The drug can be bought in almost any neighbourhood in Windhoek and it is found at any time of the day or night. It is normally sold in the form of a rock at a cost of N$ 100.00 each. This rock is broken into smaller pieces and then smoked from a "gun" which is made from a small metal pipe with a copper filter inside on which the tik is placed and has sellotape wrapped around the stem.

Over the past twelve years I have been living and working with people who use this drug on a regular basis. My first experience of the drug was while staying in Ausspannplatz in what is ironically now part of the National Police Headquarters. The drug was readily available and most of the prostitution happening was for the express purpose of buying tik and alcohol.

What is most striking is that before the first hit the user acts reasonably normal. However, after their first hit they become erratic after about 15 minutes and then the addiction can be seen as they want to have the next hit as soon as possible. It is this craving that is leading to an increase in the number of users being willing to do anything for the next high. These activities include stealing from their own homes, robbing people for cash and phones and offering sexual favours to any person willing to assist in the next high.

Earlier this year I spent a weekend with a tik user and was able to see a little bit more of the underbelly of this activity. (It is perhaps important to add at this point that I have tried tik while out with users but am fortunately one of those people who do not get cravings to eat-some-more and more importantly the cost at N$ 100 a hit is just not value for money for me. My personal drug of choice still remains alcohol and I still hope for the day when we will legalise marijuana for personal usage. LOL)

Over an extended period I have met with users, sellers and recovering addicts. The most common user group in Windhoek are young men and women between the ages of 16 to 30 who are un- or under-employed. The money from the drug is procured through visiting gambling and drinking holes and offering anything the other person might want. The most “successful” user is mostly pretty young women who would in normal circumstances not be found prostituting themselves but once under the spell of tik would literally do anything to get their next hit.

These are the Tik Symptoms (according to the Bethesda Recovery Treatment Centre):
  • Loss of appetite, weight loss
  • Loss of personal hygiene standards
  • Increase in irritability and a short-temper
  • Unnecessary aggressive attitudes and behaviours
  • Dilated pupils
  • Rapid speech
  • High anxiety
  • Psychotic symptoms (hallucinations, delusions, aggressive itching of specific areas of the body)
  • Constant headaches
  • An overly friendly manner with a false confidence
  • Insomnia
  • Changes in dress, friends and slang
  • Drug paraphernalia: light bulbs, glass straws, metal tubes
  • Regular visits to the doctors due to contraction of sexually transmittable diseases
If you know of any family member, friend or colleague that may be using tik, speak to a professional to seek their assistance in addressing the reasons behind the usage. More often than not, a tik user is easily able to identify the usage as a problem due the high frequency of psychotic episodes.
The biggest loss to us all from the use of these (and other drugs) is the potential that has been taken away that they can never get back.