Making A Better World - Milton Louw

Hi, how do I search only Namibian websites for some information? Well for my research I kept getting too many other non-Namibian information. I created a Google Search Engine applications just for Namibian websites: http://www.google.com/coop/cse?cx=001210031332072355124:2xvxaxbcffq Thought you might enjoy it. Let me know if it is of any use. {Feel free to become a contributor of websites too - its for all of us.) Thought for the week: "Whenever I found out anything remarkable, I have thought it my duty to put down my discovery on paper, so that all ingenious people might be informed thereof.”- Antonie van Leeuwenhoek Kind regards Milton ________________________________________________ P.S. You can alos see the searh engine on my website: www.nambiz.co.cc

Monopolies - the good, the bad the ….. What are Monopolies? Most people discuss monopolies and blame it for high allowing certain companies to get away with higher prices or unsatisfactory service levels. The argument here is that if competition is allowed, this would automatically mean lower prices or better service. In the following text I look at the various types of monopolies, how they came to exist, and most importantly is competition always a good thing? There are various types of monopoly. Let us look at the most common types in Namibia. - Selling monopolies - a company is the only supplier of a product and the customers must accept the prices it fixes - Producing monopolies - a company controls the manufacture or source of supply - Trading monopolies - a company controls the marketing channel between the source and the customers Furthermore, most monopolies are either national (countrywide) or local in geography. There are three main ways in which a monopoly gets its power, ei...

Number Portability Most countries around the world have opened their telecommunications markets to competition, which has accelerated the deployment of telecommunications services more quickly and cost-effectively than past monopolies have achieved. Some of these liberalisation efforts are being driven by regulations that call for number portability. For example, the European Union (EU) Universal Service and Users' Rights Directive (2002/22/EC), Article 30 - effective since July 2003 - imposes on all EU member states the following obligations: Member states shall ensure that all subscribers of publicly available telephone services, including mobile services, who so request can retain their number(s) independently of the undertaking providing the service: " o In the case of geographic numbers, at a specific location; and " o In the case of non-geographic numbers, at any location. As consumers we have must have the choice of which service provider we want to use. M...

Hi, Milton here on Farm Okomitundu. I am still philosophising while writing my book - but had to ROFLOL when I read "Culling of Wildebeest applies to Beer". This week: 1. Government-owned Monopolies - the good, the bad... 2. Number portability My thought for the week: "If you want to make enemies, try to change something." - Woodrow T.Wilson Almost finished the first draft of the book. (The two articles above are part of it ;-0) Hopefully be at home by Easter. Regards Milton * ROFLOL = Rolling On Floor, Laughing Out Loud

Submitted to Namibian Parliament on 13 July 2006 Providing affordable financing in Namibia The need for Credit Bureaux Introduction In many developing countries the providers of finance have access to information in databases that help them to asses the creditworthiness of an applicant for credit. With the appropriate credit risk management tools, a lender can reduce the default levels, and provide finance at a cheaper rate to creditworthy clients. The organisations that gather data and operate these services are known as Credit Bureaux, Credit Information Services, Credit Registries, Credit Reporting Agencies or Consumer Credit Reference Agencies. In Namibia, there is only one company, Transunion ITC, which provides a credit bureaux service for consumer information and they collect primarily negative information (negative – that is information on credit defaults, judgements, etc.). A joint-venture between NamBizDotCom and Creditreform Germany, has been developing a commercial database...