Making A Better World - Milton Louw

*First posted on 23 June 2006* SUBMISSION ON BANKING REGULATIONS VIS-À-VIS CREDIT PROVISION The following is the submission made to the Parliamentary Standing Committee on Economics, Natural Resources and Public Administration. They held public hearings on bank charges and regulations on 14 July 2006 in Windhoek. The banking system in Namibia is presently facing difficulties in their abilities to provide financing for individuals and business, especially small and medium enterprises (SME's). This problem is further influenced by the present level of non-performing debt being experienced in all sectors that provide credit. This poor performance on loans has led to many institutions having to recoup their losses, and provide themselves with profit, through high interests and "innovative" banking charges. It is my opinion that this can be addressed through the increased usage of Information and Communication Technologies. As an example, I attach a paper on the need for credi...

This is not only philosophical but is obviously pure science. A herd of wildebeest can move only as fast as the slowest wildebeest, and when the herd is hunted, it is the slowest and weakest ones at the back that are killed first. This natural selection is good for the herd as a whole, because the general speed and health of the whole group keeps improving by the regular culling of the weakest members. In much the same way the human brain can only operate as fast as the slowest brain cells. Excessive intake of alcohol, we all know, kills brain cells, but naturally it attacks the slowest and weakest brain cells first. In this way regular consumption of beer eliminates the weaker brain cells, making the brain a faster and more efficient machine. So that's why you always feel smarter after a few beers.

Hi, Milton here. Still at the farm, fortunate to have one of my daughters, Ziana, visit for the weekend. Thought for the week: “If you're respectful by habit, constantly honoring the worthy, four things increase: long life, beauty, happiness, strength.”-Buddha Quote Enjoy Namibia's Independence Day! Kind regards Milton ______________________________________________________ Someone asked, why a website with directories of people and business? The idea of creating an economic country database started in 1994 while working with the United Nations Industrial Development Organisation in Paris, France. Since then I have collected over 11,000 businesses details and 250,000 people. Once the data is collected and cleaned, there are many areas for possible commercial use. However, it has till thus far only been used for research purposes when conducting surveys of the Small and Medium Enterprises for example. The main aim is still to create a Central Register for Namibia that will includ...

Hi, Milton here from the farm Okomitundu. I have visited the top of the Kudu Mountain, some 400 metres above the farmhouse (1,670m above sea-level). I was being interviewed for the television programme Green Horizons that should be broadcast on NBC TV on 26 March. (Some people have asked for a picture of what the farm looks like, so have a look at www.okomitundu.com .) This week I have finished loading 250,000 Namibians information listed by surname on to the Internet. This includes their name and surname, as well as their date of birth. See my article below and check if your details are online. You might be surprised how many of your relatives are on as well ;-). Thought for the week: "Call it a clan, call it a network, call it a tribe, call it a family. Whatever you call it, whoever you are, you need one." ~Jane Howard Kind regards Milton Email: miltonlouw@gmail.com website: www.nambiz.co.cc ________________________________________________________________________ What is p...

*First Posted: 5 January 2007* Hi, Milton Louw here from Windhoek in this first month of 2007. I hope you have had a relaxing vacation (those of you who could afford to get away), and are ready for the challenges of 2007. May all you efforts be rewarded with the success you work for. Now how about a New Years resolution to include improving yourself.......... This week, I cover 1. Thought for the week 2. Life Long Learning The next week means for most of us the return (or start) of school for our children. If you can, take just five minutes each day and consider what they will become upon leaving school. Then, check to see if you are doing everything possible to make their dreams come true. Enjoy the week, Milton Cell: +264 81 304 3282 Thought for the week We must encourage [each other] once we have grasped the basic points to interconnecting everything else on our own, to use memory to guide our original thinking, and to accept what someone else sa...