The Enduring Narrative: Unpacking the History of Coloured Namibians

The history of the Coloured community in Namibia is a complex narrative woven through colonial conquest, racial classification, displacement, resistance, and post-independence identity struggles. Often overlooked in mainstream national history, Coloured Namibians have played a unique and multifaceted role in shaping the socio-political fabric of the country. Their story begins long before formal borders were drawn and continues into the democratic era of modern Namibia.

Origins: Early 1800s and the Cape Influence

The term 'Coloured' historically refers to a diverse group of people of mixed racial ancestry, primarily stemming from unions between indigenous African groups, European settlers, and enslaved individuals from Asia brought to the Cape during Dutch and later British colonial rule. Many Coloured people in Namibia trace their origins to the Cape Colony, particularly from the early 1800s when mission stations and trade routes were established northwards into present-day Namibia.
As documented by Klaus Dierks, a prominent Namibian historian and civil engineer, early settlements of people of mixed descent in what would become Namibia date back to around 1811 [1]. Missionaries from the London Missionary Society, such as Joseph Tindall and Heinrich Schmelen, played a significant role in these early interactions [2]. Notably, Schmelen’s Khoekhoe wife, Zara, was instrumental in their missionary work, serving as a vital cultural and linguistic bridge [3]. These early engagements laid the groundwork for a burgeoning population later formally classified as 'Coloured' under South African apartheid, a term with deep social roots in the Cape and its surrounding regions.

Mid-to-Late 19th Century: Movement and Missionaries

During the mid-1800s, increased missionary activity and settler expansion from the Cape brought more Coloured artisans, evangelists, and workers into Namibia. Some were dispatched deliberately by mission societies, whilst others arrived as wagon drivers, interpreters, or traders. They often found themselves acting as mediators between indigenous communities and European colonists.
With the advent of German colonialism in the 1880s, the socio-political standing of Coloureds began to shift. Although not considered on par with Europeans, many Coloured individuals were able to access limited forms of education and employment, frequently serving in administrative or intermediary capacities under German rule. However, they were also precluded from land ownership and political power, reflecting their ambiguous position within colonial society.

German Colonial Rule (1884–1915): Limited Integration, Strategic Exclusion

Under German rule, racial hierarchies became increasingly rigid, particularly following the genocides of the Herero and Nama peoples (1904–1908). While the Germans generally perceived Coloureds as superior to ‘natives’, they were nonetheless subjected to discriminatory policies. Some Coloured families experienced forced relocation, restrictions on property rights, and limitations on upward mobility.
Despite these constraints, Coloured individuals were occasionally employed in semi-skilled roles, such as schoolteachers, clerks, or police assistants. A select few Coloured individuals managed to acquire an education through missionary schools, facilitating limited social advancement. However, their position remained precarious, caught between the dominant European colonisers and the subjugated indigenous populations.

South African Administration and the Rise of Racial Categorisation (1915–1948)

With South Africa’s occupation of Namibia during World War I, the insidious ideologies of apartheid from the Union of South Africa began to permeate the administrative landscape. The South African government progressively applied more stringent racial laws, meticulously classifying Coloureds as a distinct racial group, separate from both ‘Whites’ and ‘Natives’.
During the 1920s and 1930s, the influx of Coloured families from the Cape intensified, largely driven by employment opportunities on the South African railways and public works in southern and central Namibia. Consequently, dedicated Coloured schools and residential areas were established in towns such as Lüderitz, Keetmanshoop, and Windhoek (notably in areas like Khomasdal). However, these communities remained ensnared by racial segregation and legal discrimination. Legislation such as the Urban Areas Act severely restricted where Coloureds could reside and work. They were afforded no political representation and were frequently exploited to enforce policies against indigenous Africans, whilst simultaneously enduring their own marginalisation.

The Apartheid Era: 1948–1989

The implementation of full apartheid policies in 1948 heralded significant changes for Coloureds in Namibia. The government rigorously enforced forced removals and racial zoning, including the relocation of Coloured people in Windhoek to Khomasdal in the late 1950s and early 1960s, as an integral part of the broader Group Areas Act.
Educational institutions, such as the Dawid Bezuidenhout Secondary School, were established specifically for Coloured learners. While these offered superior resources compared to schools for Black Namibians, they still fell considerably short of the standards enjoyed by white schools. The apartheid state also orchestrated the creation of a Coloured Representative Authority in the 1970s, ostensibly as part of a scheme to install ‘ethnic’ self-governments. However, many Coloured Namibians vehemently rejected this token representation, perceiving it as a cynical attempt to fracture and dilute resistance to apartheid.
During the mid-1980s, a significant cultural clash emerged as school students, increasingly politically aware through teachers returning primarily from the University of the Western Cape (UWC), began to challenge their elders who were often anti-SWAPO. This embrace of black nationalism and rejection of the term “so-called coloured” led many young Coloured people to reject their cultural history and insist on a racially unified, independent Namibia [4].
Coloured people found themselves in an unenviable predicament: whilst privileged in certain respects compared to Black Namibians, they remained oppressed and systematically excluded from full citizenship. This precarious position galvanised many to become politically conscious, leading them to join the liberation struggle through organisations such as SWAPO, the Namibia National Students Organisation (NANSO), and various church movements.
Notably, several Coloured leaders emerged as pivotal figures in the anti-apartheid resistance. Their relative mobility and access to information proved invaluable in supporting underground movements and raising awareness. Conversely, some were accused of collaborating with the apartheid regime, a stark illustration of the community’s complex and often divided political landscape.

Post-Independence Namibia (1990–Present): Identity, Representation, and Belonging

With Namibia’s independence in 1990, the nation officially repudiated racial discrimination, embarking on a mission to forge a unified national identity. However, the enduring legacy of apartheid’s classification systems persisted. The Coloured community grappled with profound questions of identity: were they to be considered part of the ‘Black majority’, or did they constitute a distinct cultural group?
In the post-independence era, Coloured Namibians have continued to make significant contributions to national life across education, politics, business, and the arts. Prominent figures such as Pieter van Wyk and Milton Louw have been instrumental in redefining the role of Coloureds in public life.
  • Pieter van Wyk is a revered traditional leader of the ≠Aonin (Topnaar) community, one of Namibia’s oldest Nama groups, based along the Kuiseb River in the Erongo Region. Although his ancestry includes indigenous Nama roots, many within his community identify as Coloured due to historical intermarriage and apartheid-era classification. He is widely recognised for his dedication to preserving indigenous knowledge, botany, and desert ecology, as well as advocating for his people’s land and cultural rights in the post-independence era.
  • Milton Louw has emerged as a leading voice in consumer advocacy, tirelessly campaigning for transparency, equitable business practices, and regulatory accountability in Namibia. Through his insightful writings, engaging workshops, and media presence, he has empowered ordinary Namibians—particularly marginalised groups, including the Coloured community—to comprehend their rights and challenge exploitative systems. His activism seamlessly intertwines with broader social justice themes, such as inequality, access to credit, and public participation.
Despite these contributions, many Coloured individuals still perceive themselves as underrepresented in political discourse and marginalised by affirmative action policies that predominantly benefit ‘previously disadvantaged’ Black Namibians.

Furthermore, younger generations have wrestled with complex questions of cultural identity. Afrikaans remains a dominant language within many Coloured communities, a linguistic heritage that elicits both pride and criticism in post-apartheid Namibia. Notwithstanding these tensions, Coloureds endure as a resilient and dynamic component of Namibia’s rich multicultural society.

Conclusion

The history of Coloureds in Namibia reflects broader themes of colonisation, racial stratification, resilience, and post-independence identity formation. From their early presence alongside missionaries and traders, through marginalisation under both German and South African regimes, to the complicated realities of modern Namibia, the Coloured community’s journey is both unique and integral to the nation’s story.
Whilst they have often been defined by others in terms of what they are not — not white, not black — their lived experiences, contributions, and evolving identities demonstrate that they are not a fringe or forgotten group, but central participants in Namibia’s past and future.

References

[1] Klaus Dierks. (n.d.). 5-//Khauxa!nas in the Context of Namibian History. Retrieved from [2] Wikipedia. (n.d.). Heinrich Schmelen. Retrieved from [3] Wikipedia. (n.d.). Zara Schmelen. Retrieved from
[4] Wikipedia. (n.d.). Coloured people in Namibia. Retrieved from

Registered for Life? Not in Namibia!

 You’d think that registering your cellphone number in Namibia meant it was yours for life. That’s what I believed—until I found out the hard truth.

MTC, our biggest mobile operator, has a policy: if you don’t top up for six months, your number gets deactivated and recycled. Just like that, your “forever” number is gone. Want it back? You’ll have to apply for a new one—and there’s no guarantee you’ll get your old digits.


The whole point of registering SIM cards was to help with things like tracing people—whether for criminal investigations or even to reunite them with unclaimed money. But if the number is recycled every time someone goes half a year without topping up, that tracing system is already broken.

It’s a reminder that in Namibia, “registration” doesn’t mean permanent ownership—it just means your number is on file… until it isn’t.

See video: 
Registered for Life? Not in Namibia!

Beyond Misinformation: Why Namibia Needs Digital Sovereignty

The recent poll by NBC Digital News on the ethical use of social media sparked a vital conversation. While the overwhelming majority rightly pointed to fighting misinformation and fake news as the primary challenge, I contend that this focus, while crucial, only scratches the surface of a far more profound issue facing our nation: digital sovereignty.

Misinformation is a symptom, not the disease. The true ailment lies in our collective reliance on digital platforms and infrastructures that are neither owned nor controlled by Namibians. We are, in essence, digital tenants in a global landscape, subject to the whims and algorithms of foreign entities whose interests may not always align with our national aspirations.



The Peril of Digital Dependence: Why Foreign Platforms Fall Short

Our current digital reality is one of profound dependence. We connect, share, learn, and even conduct business on platforms designed and operated thousands of miles away. While these platforms offer undeniable convenience, they come with inherent risks that directly undermine our national development and ethical digital engagement:

  • Data Vulnerability: Every click, every post, every interaction on these platforms generates data – a new form of currency in the digital age. This data, often personal and sensitive, is stored on foreign servers, subject to foreign laws, and potentially vulnerable to foreign interests. Namibia has initiated moves to establish technological sovereignty by investing in domestic data infrastructure and cybersecurity, with the construction of a data centre envisaged to better support the local digital economy and strengthen the country's digital sovereignty. However, the bulk of our social media data still resides beyond our direct control.
  • Algorithmic Control and Bias: The algorithms that govern what we see and how we interact are opaque. They are designed to maximise engagement, often at the expense of nuanced discourse or exposure to diverse viewpoints. This can lead to the creation of 'echo chambers' and the amplification of sensational or divisive content, making the fight against misinformation an uphill battle. These algorithms are not programmed with the unique social fabric or developmental goals of Namibia in mind.
  • Economic Leakage: The vast advertising revenues and data monetisation generated by our digital activity flow out of our economy. Imagine the potential if even a fraction of this digital wealth remained within Namibia, reinvested into local innovation, job creation, and digital infrastructure.
  • Censorship and Control: In times of crisis or political sensitivity, foreign platforms can become tools for external influence or even censorship, potentially stifling local voices or narratives that do not align with their own corporate or national interests. This directly impacts our ability to shape our own national discourse and protect our sovereignty in the digital realm.
Digital sovereignty, therefore, is not merely a technical concept; it is a matter of national security, economic independence, and cultural preservation. It is about reclaiming control over our digital destiny.

The Path to Digital Sovereignty: Building Our Own Digital Future

So, how do we move from digital dependence to digital sovereignty? The answer lies not in isolation, but in strategic investment in our own capabilities and a fundamental shift in mindset. We must embrace the spirit of self-reliance that defined our liberation struggle and apply it to the digital frontier.

  1. Invest in Local Infrastructure and Data Centres: The foundation of digital sovereignty is physical. We must accelerate the development of robust, secure, and locally-owned data centres and internet infrastructure. This ensures that our data resides within our borders, subject to our laws, and accessible for our own innovation. Namibia is already making strides in this direction, with plans for data centre construction to support the local digital economy.
  2.  Cultivate Homegrown Digital Platforms: Why should our national conversations, our community building, and our local commerce be confined to platforms built and controlled by Silicon Valley or Beijing? The time has come for Namibian innovation to rise to the challenge. Imagine a national social network, developed by our own universities like NUST or UNAM, tailored to our unique cultural nuances, and designed to serve the interests of our people. Such a platform would not only foster local content creation but also keep the economic benefits of digital engagement within our economy. African apps are already paving the way for digital sovereignty by owning and operating social media platforms within the continent, ensuring data security and sovereignty.
  3. Prioritise Digital Literacy and Skills Development: True digital empowerment comes from understanding, not just consumption. Our education system must aggressively integrate digital literacy, coding, and cybersecurity from an early age. The Youth Coding Initiative, which is delivering tablets to schools and integrating coding and AI, is a commendable step. We need to equip our youth not just to be users of technology, but to be its architects, innovators, and guardians. This is how we build a knowledge-based society capable of competing and thriving in the global digital economy.
  4. Develop Robust Regulatory Frameworks: Digital sovereignty also requires a legal and policy framework that protects our citizens, promotes fair competition, and safeguards our national interests in the digital realm. This includes data protection laws, cybersecurity policies, and regulations that encourage local digital entrepreneurship while holding foreign platforms accountable.

Beyond the 'Free-for-All': A Call to Action

The notion that social media will always be a 'free-for-all' is a dangerous resignation. It is a surrender of our agency in shaping the digital spaces that increasingly define our lives. The ethical use of social media is not merely about individual responsibility in avoiding fake news or promoting respect; it is fundamentally about collective responsibility in building a digital ecosystem that serves our national interests.

This is not a call for digital isolation, but for digital self-determination. It is a challenge to our youth, our innovators, our policymakers, and our educators to collaborate in building a digital future that is truly Namibian – one that is secure, equitable, and empowers every citizen. Let us move beyond being mere consumers of technology and become its masters, shaping it to reflect our values and advance our collective prosperity. Only then can we truly ensure the ethical use of social media in today's digital age, and indeed, in the digital ages to come.

I’m not scaremongering—I’m informing: The hidden danger of “undress with AI” tools

I am a consumer activist and also a father of four. Three of my children—my daughters—are now in their early thirties, raising families of their own. But my youngest is just ten years old, and he lives with me full-time as a single dad.

It is from this place—both as a campaigner for consumer rights and as a parent of a young boy growing up in an increasingly digital world—that I feel compelled to write about a disturbing new trend. Let me be clear: I am not here to scaremonger. I am here to inform.


The rise of ClothOff and similar sites – what are we dealing with?

ClothOff is an AI-powered tool—accessible via websites and even Telegram bots—that promises to “undress anyone using AI”. Essentially, you upload a clothed image and, for a fee, receive an illusion of nudity created by deep-learning algorithms. It attracted over 9.4 million visitors in late 2024 alone.

Behind the scenes, investigations revealed ties to Belarus and Russia, involving individuals such as Dasha Babicheva and Alaiksandr Babichau. The business structure is opaque and untrustworthy—payments are routed through shell companies, and fake “support” groups cloak the operation.

Though some pages claim images are not stored and emphasise user privacy, the very nature of the technology is predatory.


So what’s the real risk?

  1. Privacy invasion and shame

    Victims—often minors—have images created without consent. The result can resurface years later, long after reputational damage has occurred.

  2. Psychological harm, bullying, even worse

    In the UK, a 16-year-old took his life following sextortion with deepfake nudes. In Australia, schoolchildren were targeted—Victorian authorities reported instances of AI “undressing” used to shame and harass students. One school circulated deepfake images featuring 50 girls. The emotional toll is colossal.

  3. Accessible and unchecked abuse

    Apps advertise brazenly—some even allow sign-ins via Google, Apple or Discord, lending them undeserved credibility. Telegram hosts bots with millions of users churning out explicit deepfake content in seconds.

  4. Legal gaps and delayed action

    Although some jurisdictions are acting—like San Francisco prosecuting “undress” app makers, and Californians introducing laws criminalising non-consensual AI porn—most places remain entirely unprepared. Law enforcement is only now beginning to treat AI-created child abuse material with the seriousness it deserves.

I say again: I am not scaremongering!

I am holding a match—not so I can burn the house down, but so we can turn the light on.

As a father to a vulnerable ten-year-old boy, I worry. And as a consumer advocate, I insist we all stay informed:

  • Have open conversations with your children about what’s circulating online—and how freakishly realistic AI can be.

  • Teach media literacy—even in schools. Deepfake education must be part of the curriculum so that students understand the difference between reality and AI-generated illusions.

  • Call on platforms and regulators to act now. These apps should never profit off fake nudity created without consent.


The bottom line: This is not fiction

These AI tools—ClothOff and its many imitators—threaten the privacy, self-esteem and safety of our children. What angers me most is that our opposition isn’t exaggeration—it’s indifference.

As a single dad, a vigilant consumer campaigner, and someone who wakes up each day determined to do right by my children, I urge you: let’s face this threat head on—together.

Namibians are Miserable

What does it truly mean to be miserable? The dictionary offers a rather stark definition: “causing extreme discomfort or unhappiness, for example in a miserable situation.” It was with a certain degree of national pride, and perhaps a touch of indignation, that I stumbled upon a report ranking Namibia as the 34th most miserable country in the world. (Down since 2013 when we were 7th in the world.) This rather unflattering assessment is rooted in the misery index, a somewhat crude economic gauge devised by Arthur Okun. It essentially aggregates a country’s unemployment and inflation rates to provide a snapshot of prevailing economic conditions – the higher the number, the more miserable the populace. The rationale is straightforward: most citizens keenly feel the pinch of high joblessness and the relentless surge in prices.



Our current Misery Index score, based on the latest available figures, stands at approximately 40.4%. This is derived from our Consumer Price Inflation (CPI) of 3.5% as of May 2025, and a rather concerning unemployment rate of 36.9% in 2023. The report further highlights Namibia’s heavy reliance on its mineral wealth, with significant exports of diamonds, uranium, and gold. However, the mining sector, despite its economic contribution, only accounts for a mere 3% of the nation’s labour force. Given the limited diversification of our economy, it’s perhaps unsurprising that a substantial portion of Namibia’s workforce remains without employment. Furthermore, income inequality remains a glaring issue. Despite a respectable GDP per capita, Namibia continues to grapple with one of the highest GINI coefficients globally, last recorded at 59.1% in 2015.


My initial reaction to this article was, I must confess, one of immediate dismissal. “How dare these Westerners label us as miserable?” I thought, instinctively preparing a barrage of arguments about statistical flaws and cultural nuances. However, after a moment of reflection, I decided to delve deeper into the author’s perspective. And, regrettably, the core assertions hold true. Our consumer prices are indeed rising at a pace that outstrips salary increases, and our unemployment figures are, frankly, alarming. For those of us fortunate enough to be employed, this translates into a diminishing purchasing power year on year, often coupled with the added burden of supporting extended family members who are struggling to find work. A truly miserable situation, wouldn’t you agree?


This ought to serve as a stark wake-up call for Namibia. When our nation slides down the rankings in competitiveness or business confidence, the Namibia Chamber of Commerce and Industry (NCCI) and various business leaders are quick to lament the increasing difficulty of turning a profit, often urging the government to exercise greater caution. Yet, when the Misery Index comes into focus, the discussion often veers away from the underlying issues contributing to our ranking, instead devolving into debates about the index’s methodology.


This index, for all its simplicity, effectively shines a spotlight on the root causes of our misery: persistent employment challenges (too few jobs, and those that exist often pay too little) and the relentless upward trajectory of consumer prices.


It’s crucial to reiterate: I wrote ‘Namibians are Miserable’ – not ‘Namibia is a miserable place to stay.’


Incidentally, the Gini coefficient, for those unfamiliar, is a measure of income inequality, ranging from 0 (perfect equality, where everyone earns the same) to 1 (perfect inequality, where one person possesses all the income) to 1 (perfect inequality, where one person possesses all the income). Namibia, regrettably, has historically topped this list, with a GINI coefficient of 59.1%. This stark reality of income disparity is a fact we simply cannot afford to ignore.


Is the Veldbridge Offer to Trustco Legitimate? A Deep Dive

The recent murmurs around a “private offer” from a so-called Veldbridge Holdings to Trustco’s founding Van Rooyen family have stirred intrigue and skepticism—especially amid rising debt concerns and strategic manoeuvering by Trustco Group Holdings (TGH).



1. Trustco’s Debt Picture: A Tangled Web

  • As of March 2025, Trustco’s debt owed to Next Capital (the Van Rooyen family’s investment vehicle) soared to approximately US $280 million, encompassing a mix of secured, unsecured, interest-bearing, and equity-linked liabilities. This positions the family as the holder of 70% of the group’s long-term debt  .

  • Earlier, in mid-2024, Trustco had already converted N$4.4 billion (~US $250 million) of debt to equity at a price reflecting a 350% premium over its 90-day VWAP—boosting its net asset value by around N$1.5 billion  .


2. Strategic Restructuring & Governance Moves

  • Trustco is amidst a debt restructuring spree:

    • In early 2024, it introduced a punitive caution for shareholders via SENS, warning that ongoing conversion and recapitalisation negotiations—especially involving the U.S.-based Riskowitz Value Fund (for up to N$950 million)—could materially affect share value  .

    • This capital would help Trustco increase its stake in Legal Shield Holdings to around 91% and prepare its balance sheet for future growth  .


3. The Veldbridge Claim: Fact or Fiction?

  • Despite extensive coverage of Trustco’s financial restructuring and high-profile debt-to-equity swaps, no credible reporting or official filings reference Veldbridge Holdings or any offer from such an entity.

  • Given the opaque nature of corporate disclosures and the Van Rooyen family’s tight control, it’s entirely plausible such a proposal could be under consideration—but with no public confirmation to substantiate it, caution is essential.


Final Verdict: Is the Veldbridge Offer Legitimate?

At present, there’s no verified evidence that Veldbridge Holdings has made a formal or credible offer to Trustco.

  • On one hand, repeated debt-to-equity conversions, family interventions, and capital raises suggest a deeper knowledge of investor and corporate maneuvers—so an external offer isn’t inherently implausible.

  • On the other, without public documentation (press releases, regulatory filings, or media reports), the claim remains unverified.


Bottom line: Treat references to a “Veldbridge offer” as speculative until official confirmation is released.


Suggested Actions for Investors and Observers

  1. Watch for official disclosures—monitor Trustco’s SENS announcements, investor relations pages, and filings on JSE/NSX/SEC websites.

  2. Vet sources carefully—social media claims or opaque posts should be cross-checked with reputable local or international business news outlets.

  3. Understand the context—Trustco’s recent fiscal manoeuvers suggest a company navigating complex strategic shifts, possibly fuelling speculative reporting.


Summary Table

Issue

Facts Found

Debt Levels

    ~$280M owed to Van Rooyen’s Next Capital; recent debt-to-equity conversions

Recent Actions    

    Equity swaps, Riskowitz recapitalization plan, Nasdaq listing path

Veldbridge Offer

    No independent confirmation; appears speculative


Caveat: This post is based solely on publicly available sources. If substantiated details or disclosures about Veldbridge emerge, the analysis should be updated accordingly.


Are Ultra-Processed Foods Really That Bad for You?

When you walk into a supermarket, you are surrounded by a rainbow of products in boxes, packets, and bottles. Some are promoted as “healthy,” others as “quick and easy.” But behind the bright colours and clever marketing lies a category of food that more and more health experts are warning about: ultra-processed foods.


What Exactly Are Ultra-Processed Foods?

Ultra-processed foods (UPFs) are not simply “processed” like frozen vegetables or canned beans. They are heavily modified industrial products—engineered in a factory, not a kitchen.

They usually contain:

  • Artificial colours and flavours

  • Emulsifiers and preservatives you can’t pronounce

  • Large amounts of added sugar, salt, and unhealthy fats

Examples? Fizzy drinks, flavoured yoghurts, instant noodles, chicken nuggets, mass-produced white bread, and energy bars.

If you would never find the ingredient in your grandmother’s cupboard, there is a good chance it is ultra-processed.


The Hidden Risks

Eating UPFs regularly is linked to several health problems:

  1. Weight Gain Without Realising It

    Even when researchers gave people the same number of calories to eat, those on a UPF diet still ended up eating more—about 500 calories extra per day—because these foods are so easy to over-consume.

  2. Long-Term Diseases

    Studies link high UPF consumption to:

    • Obesity and metabolic syndrome

    • Heart disease and high blood pressure

    • Type 2 diabetes (12% higher risk for every 10% more UPF in your diet)

    • Some cancers

    • Even early death—up to 31% higher risk over decades.

  3. Damage to Your Gut and Brain

    The additives can disrupt your gut bacteria, while the engineered flavours can make your brain crave more junk, trapping you in a cycle.


Why We Eat So Much of It

In the United States, more than half of all calories adults consume come from UPFs. Namibia does not have exact statistics, but anyone walking into a shop can see how common these products are here too. They are cheap, widely available, and sometimes the only “convenient” option for busy working people.


Not All UPFs Are Equal

Some packaged foods, like high-fibre bread or fortified cereals, can still play a role in a balanced diet—especially for those with limited access to fresh produce. The problem is when UPFs become your main source of nutrition.


Practical Ways to Cut Back

  • Read the label: The longer the ingredient list, the more suspicious you should be.

  • Buy basic staples: Rice, beans, fresh vegetables, eggs—affordable and filling.

  • Cook more at home: You control the salt, sugar, and oil.

  • Make small swaps: Replace one UPF meal a week with something homemade and whole.


Final Thoughts

Food is not just about survival—it is about health, energy, and enjoyment. Ultra-processed foods are designed to be cheap and addictive, not nourishing. While it is unrealistic to avoid them completely, we can make better choices, one meal at a time.

Your body at 25 is still strong and forgiving, but the habits you form now will decide how healthy you are at 45 or 65. Make sure you are building a future you can enjoy.



Unclaimed Monies in Namibia: What You Need to Know in 2025

Thousands of Namibians – and their families – could be missing out on money that’s rightfully theirs.



Why this matters now

Every year, millions of Namibia’s dollars in pensions, insurance payouts, bank balances, and estate funds go unclaimed. This isn’t money that has been stolen or lost — it’s money waiting for its rightful owners to step forward.

In 2024 and early 2025, public notices from pension funds, insurers, and the Government Gazette once again revealed just how much is sitting untouched. Some of these cases date back years. The recent final transfer of old Trustco Bank deposits to the Guardian’s Fund reminded everyone of a hard truth: if you don’t claim, the money moves on — and claiming later can be a long process.


What counts as “unclaimed monies”?

In simple terms, these are funds owed to people (or their heirs) that the payer hasn’t been able to hand over. This can happen if:

  • The owner’s contact details have changed.

  • The owner has passed away and no beneficiary details are on record.

  • The claim was never submitted.

Common examples in Namibia include:

  • Pension and retirement fund benefits.

  • Life insurance or policy payouts.

  • Dormant bank accounts and deposits.

  • Estate funds where beneficiaries haven’t been traced.


The 2025 picture

Here’s what’s been happening lately:

  • Government Gazette notices continue to publish names and amounts under the Administration of Estates Act, with deadlines for claiming before funds move to the Guardian’s Fund.

  • GIPF unclaimed benefits lists still name dozens of members (figures have ranged between 155 and 176) who have yet to come forward.

  • Insurer alerts from companies like Sanlam regularly appear in newspapers and online, urging people to check for their names.

  • Guardian’s Fund transfers — in March 2025, leftover Trustco Bank deposits were officially moved to the Master of the High Court.


How to search for unclaimed monies

If you suspect you or a family member might be owed something, start here:

  1. GIPF Unclaimed Benefits Portal – Search by name if the person ever worked in government service.

  2. Recent Government Gazettes – Look up notices under the Administration of Estates Act.

  3. Insurer listings – Sanlam and others regularly publish lists in newspapers and on their websites.

  4. The Guardian’s Fund – Contact the Master of the High Court for funds already transferred there.


Making a claim

Although the process varies depending on the institution, you’ll usually need:

  • A certified copy of your ID (and the death certificate if claiming for someone else).

  • Proof of relationship (marriage certificate, will, or family register).

  • Proof of banking details.

  • A completed claim form from the relevant fund or office.

Start with the organisation that published the notice — they’ll guide you through their requirements.


Tips to avoid losing track of money

  • Check regularly – Names are published at different times by different organisations.

  • Keep your paperwork in one place – Store IDs, certificates, and bank proofs safely.

  • Update your details – Tell your pension fund, bank, and insurer when you change addresses or phone numbers.

  • Be careful with private tracing agencies – Many searches are free directly from the source.

  • Act early – The longer you wait, the more complicated the process can become.


Where Namibia can do better

  • central online registry combining all unclaimed money listings into one searchable database.

  • More digital tracing tools like SMS and email alerts from funds and insurers.

  • Clearer step-by-step claim guides from the Guardian’s Fund to help families navigate the process


The bottom line

If you think you or someone in your family might have unclaimed benefits, start your search today. The money won’t claim itself — and in many cases, you’ll find that the process is simpler than you think once you have the right documents.

Reimagining Elderly Care: Global Innovations and Solutions for Namibia

As populations age worldwide, countries are grappling with how to provide dignified, effective care for their elderly citizens. From innovative housing models to technology-enhanced support systems, nations are developing creative solutions that go far beyond traditional care homes. For Namibia, with its unique cultural landscape and geographic challenges, there's an opportunity to learn from global best practices whilst creating distinctly African approaches to elderly care.

Learning from Global Innovators

Around the world, countries are revolutionising how they think about ageing and care. Singapore has developed co-located models that bring childcare and eldercare under the same roof to improve the overall well-being of older adults and strengthen relationships between generations. This approach recognises that isolation isn't just an elderly problem—it affects entire communities.

In Japan, facilities like Hikari no Sato feature residential eldercare settings sharing sites with after-school clubs, where older residents with dementia help children with homework. These intergenerational programmes create meaningful connections that benefit both age groups, with studies showing success in building social capital and addressing social isolation amongst older adults.

Innovation extends to living environments as well. Dementia villages designed to mimic real communities with shops, restaurants, and amenities are emerging as future care models, moving away from institutional settings towards normalised living environments that preserve dignity and independence.



The Namibian Opportunity

For Namibia, these global innovations offer inspiration, but the solutions must be adapted to local realities. The country's vast distances, strong family traditions, and growing educational sector create unique opportunities for innovative elderly care approaches.

Student-Elder Exchange Programmes

Namibian universities could partner with care facilities to create mutually beneficial arrangements where students receive accommodation in exchange for meaningful engagement with elderly residents. This could involve 10-15 hours weekly of structured interaction, including technology tutoring, language exchange, and cultural learning opportunities.

Such programmes could integrate with academic curricula, offering community service credits or social work practicum experiences. Students would gain valuable life skills and cultural knowledge whilst providing companionship and modern expertise to elderly residents.

Ubuntu-Centred Community Care

Drawing on traditional African communal values, Namibia could develop neighbourhood care circles where extended families and neighbours share elderly care responsibilities. These networks would create intergenerational skills exchanges—elders teaching traditional crafts, storytelling, and cultural knowledge whilst receiving support with modern life skills.

Community centres could serve as daytime hubs for elderly activities and intergenerational programming, strengthening social bonds across age groups whilst reducing the burden on individual families.

Technology-Enhanced Rural Care

Given Namibia's geography and mobile phone penetration, technology offers powerful solutions for elderly care. Telemedicine programmes could connect rural elderly with healthcare providers in urban centres, whilst mobile health clinics with geriatric specialists could serve remote communities on regular schedules.

Family coordination through messaging apps could streamline care planning and emergency communication, ensuring that elderly relatives receive consistent support even when family members are geographically dispersed.

Economic Integration Models

Rather than viewing elderly care as purely a cost, Namibia could develop models that recognise elders as economic assets. Micro-enterprise programmes could pair elderly knowledge holders with young entrepreneurs, commercialising traditional medicine knowledge, crafts, and farming techniques.

Cooperative care arrangements would allow families to pool resources for shared carers, making professional care more affordable whilst maintaining family involvement. Government subsidy programmes could support family carers with stipends or tax incentives, recognising their valuable contribution to society.

Cultural Preservation Through Care

Positioning elderly care as cultural preservation creates additional value and purpose. Language documentation projects could engage students in recording elders speaking indigenous languages, whilst traditional knowledge centres in care facilities could serve as repositories of cultural practices.

Storytelling programmes connecting schools with elderly residents would preserve oral histories whilst providing meaningful interaction opportunities, creating living libraries of Namibian culture and wisdom.

Building Sustainable Solutions

The most promising approaches for Namibia would combine multiple strategies:

Adaptive Housing Solutions could include multigenerational housing cooperatives with shared common areas and private spaces, converted traditional homesteads adapted for ageing-in-place, and community-built housing using local materials and volunteer labour.

Professional Development programmes could train local coordinators and carers, creating employment opportunities whilst building capacity for quality elderly care across the country.

Policy Integration would work with the Ministry of Health and Social Services to create supportive regulations, establish quality standards, and develop funding partnerships with international development organisations.

A Phased Approach to Implementation

Success would require careful, phased implementation starting with pilot programmes in urban and rural locations, followed by policy development and eventual scale-up to regional centres. The key is building on Namibia's existing strengths: strong family ties, cultural respect for elders, a growing educational sector, and widespread mobile technology adoption.

The Path Forward

Countries worldwide are increasingly using integrated models of healthcare provision for the elderly, with community-based long-term care helping address the needs of ageing populations globally. For Namibia, the opportunity lies in creating uniquely African solutions that honour traditional values whilst embracing innovation.

By viewing elderly care not as a burden but as an opportunity for community building, cultural preservation, and intergenerational connection, Namibia can develop models that serve as examples for other African nations facing similar challenges. The goal isn't just to care for the elderly—it's to create communities where ageing is viewed as a valuable stage of life, where wisdom is preserved and shared, and where every generation contributes to the whole.

The future of elderly care in Namibia can be one where traditional Ubuntu values meet modern innovation, creating sustainable, dignified, and meaningful approaches to ageing that strengthen rather than strain community bonds.

Money to be Made in Helping Consumers: A 2025 Perspective

Twelve years ago, I wrote about consumer protection challenges in Namibia, sharing a story about protesting apartheid-era army bases near schools and drawing parallels to the struggles consumers faced with unfair business practices. Back then, I predicted that meaningful consumer protection laws would eventually arrive. Today, I'm pleased to report that while progress has been made, significant opportunities still exist for entrepreneurs to bridge the gap between consumer needs and regulatory protection.

The Legal Landscape Has Evolved

When I first encountered that dismissive company representative who laughed at the idea of consumer protection laws, little did he know how prescient my words would prove. Namibia has since developed a National Consumer Protection Policy in 2020, and consumers now have the right to accurate and clear information about products and services, with misleading advertising and deceptive practices prohibited under consumer protection legislation.

The dreaded "voetstoots" clause that left my original consumer complainant stuck with an unroadworthy vehicle has largely been curtailed. Modern consumer protection acts have almost eradicated the "voetstoots" clause, with sellers now required to list every defect before sale, with buyers acknowledging these defects in writing. This represents a fundamental shift from the "buyer beware" mentality that dominated the market in 2013.

New Consumer Rights and Protections

Today's consumers in Namibia enjoy significantly enhanced protection. The Communications Regulatory Authority of Namibia (CRAN) now actively protects consumers by enforcing compliance with relevant laws in telecommunications, broadcasting, and postal services. Courts now have the power to redraft unfair contract clauses and order companies to change one-sided terms and conditions.

This legal framework ensures that consumers receive goods that are "good quality, free of defects and reasonably suitable for the purpose for which they were required". The product must now actually do what companies claim it will do in their advertising.

Evolved Business Opportunities in Consumer Assistance

The roadworthiness testing service I proposed in 2013 has become even more relevant. While the Automobile Association still provides referrals rather than direct testing, the demand for independent pre-purchase vehicle inspections has grown exponentially with increased consumer awareness.

The "house-worthiness doctor" concept I suggested has proven prophetic. Today's property market sees increased demand for comprehensive building inspections that go beyond basic compliance certificates. Smart entrepreneurs have established businesses offering detailed structural assessments, electrical system evaluations, and plumbing inspections that help buyers avoid costly surprises.

New Digital-Age Consumer Services

The 2025 consumer landscape presents entirely new opportunities that didn't exist in 2013:

Digital Consumer Advocacy: With the rise of online marketplaces and e-commerce, consumers need assistance navigating digital rights and protections. Services that help consumers understand their rights when purchasing online, dealing with delivery issues, or seeking refunds from digital platforms are increasingly valuable.

Financial Product Navigation: As Namibia's financial sector has become more complex, consumers need guidance understanding loan terms, insurance products, and investment options. Independent financial consumer advocates who can explain complex terms and identify potential pitfalls represent a growing market opportunity.

Telecommunications Consumer Support: With CRAN's consumer protection mandate in telecommunications, there's room for services that help consumers understand their rights regarding mobile contracts, internet services, and billing disputes.

Data Protection Consultation: As data protection laws mature across Africa with enhanced regulatory sophistication and sector-specific legislation, consumers need help understanding their digital privacy rights and how to protect their personal information.

Training and Capacity Building Opportunities

My original suggestion about training institutes for artisanal workers has proven sound. Today's opportunities include:

  • Certification programs for home inspectors
  • Digital literacy training for consumer rights
  • Small business training on compliance with consumer protection laws
  • Professional development for consumer advocacy services

The Vindication

That police officer who told me to "laugh at your ass and pray for your soul" during our student protest couldn't have imagined that our generation would indeed see meaningful change. Similarly, the company representative who scoffed at consumer protection laws would find today's legal landscape quite different from his dismissive 2013 perspective.

The money from that wrongful arrest case didn't just buy an engagement ring – it symbolized justice delayed but not denied. Today's consumer protection framework represents the same principle: progress may take time, but persistence and advocacy eventually prevail.

Looking Forward

As we move through 2025, the opportunities for ethical entrepreneurs to assist consumers continue expanding. The key is identifying where legal protections exist but practical implementation support is lacking. Whether it's helping consumers navigate new digital rights, understand complex financial products, or access quality pre-purchase inspections, the market rewards those who bridge the gap between consumer needs and regulatory protection.

The laugh is indeed on those who doubted that consumer protection would ever matter in Namibia. Today's entrepreneurs who recognize and serve these evolving consumer needs will find that helping people truly can be profitable – and satisfying – work.

The author continues to advocate for consumer rights and entrepreneurship development in Namibia. That engagement ring from the wrongful arrest settlement led to many years of marriage, though life has taken different paths since then.

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