“A child educated only at school is an uneducated child.” - George Santayana
The foundation of education is found at the home. The traditions of culture, respect for the elderly, respect for the property of others and other moral values are part of the environment within which our children grow up. In our modern world however, more and more of the responsibility of the education of our children is expected to be at school.
Our constitution guarantees primary education. I propose we introduce a further two year pre-primary care for our children. During these two formative years, children will be given the opportunity to practise their motor skills through sport, and provide an opportunity to learn the basics of music. Not all families can presently provide this necessary training, which includes teaching a child to concentrate, and it must therefore be the duty of the state to give the tools necessary to prepare the child for primary school.
Corruption
Corruption is bad for any country. It prevents growth by diverting funds, scaring foreign investment and encourages educated citizens to leave so as not to be also considered part of a corrupt state. The corrupt allocation of natural resources will lead to the depletion of these resources to the detriment of all citizens. It breaks the trust between the people and its government. Most importantly is puts in doubt the ability of the government, civil service and all politicians. In other words it endangers our democracy and the rule of law.
Study proves corruption is less profitable
“Not only do you get punished by God for corruption, now we know you get punished on earth too”, said one of the readers of a recent study on corruption.
A recent study on ethics in business shows that companies that have high ethical standards and behaviour are more profitable than their competitors. Suppliers and customers alike prefer working with a company where the “rules are clear” and business decisions cannot be influenced by employees.
Most politicians bend the laws of the land and steal money or solicit bribes because they need the funds to support networks of patronage. Others do it in order to reward their nearest and dearest or to maintain a lavish lifestyle when their political lives are over. A solution is to ensure that upon retirement, a politician is able to sustain their lifestyle through a regular pension payout. Of course, effective policing and long jail terms also provide deterrents.
Effective Programme against Corruption
To be effective, an anti-corruption programme must:
The best solution to corruption remains a policy of no secrets. This means free, accessible, and available information circulated and discussed by opposition parties, free press, trade unions, business organisations and NGO’s. Without this, the fight against corruption is doomed to failure. With them it stands a chance.
Study proves corruption is less profitable
“Not only do you get punished by God for corruption, now we know you get punished on earth too”, said one of the readers of a recent study on corruption.
A recent study on ethics in business shows that companies that have high ethical standards and behaviour are more profitable than their competitors. Suppliers and customers alike prefer working with a company where the “rules are clear” and business decisions cannot be influenced by employees.
Most politicians bend the laws of the land and steal money or solicit bribes because they need the funds to support networks of patronage. Others do it in order to reward their nearest and dearest or to maintain a lavish lifestyle when their political lives are over. A solution is to ensure that upon retirement, a politician is able to sustain their lifestyle through a regular pension payout. Of course, effective policing and long jail terms also provide deterrents.
Effective Programme against Corruption
To be effective, an anti-corruption programme must:
- Persecute corrupt high profile public officials in public and private institutions, and even multinational companies. (the so-called “big fish”)
- Investment in educating the public and government officials to encourage “civic pride”;
- Liberalising and deregulating the economy. The less “red tape” or licensing procedures, the less the likelihood of corrupt practices to “facilitate business”.
- Strengthening of the institutions such as the Anti-Corruption Commission, Police, Customs, the Courts and the Tax Authorities.
The best solution to corruption remains a policy of no secrets. This means free, accessible, and available information circulated and discussed by opposition parties, free press, trade unions, business organisations and NGO’s. Without this, the fight against corruption is doomed to failure. With them it stands a chance.
Unionise the ICT / Data workers of Namibia
Employees and their Unions
Workers are often unskilled, semi-literate and the working conditions allow for very little opportunity to become informed of their rights. Because of the nature of our independence struggle, most workers are however aware that the unions, through their affiliation to SWAPO, are an intimidating bargainer to employers.
The worker in Namibia, who pays his or her membership dues, expects protection, better pay, better working conditions, more benefits and a sense of belonging.
IT Workers
In the modern world the distinction between white-collar and blue-collar workers are not the same as they used to be. This is particularly so in the Information Technology sector.
The IT sector was previously considered white-collar, in that many of the employees were working as software engineers and programmers. Today, many of the IT workers are busy with the backbone or infrastructure as well as the data input and manipulation.
The sector needs to become organised into an ICT Employers Federation and an ICT Workers Union. Such a Union must ensure educational standards, professional qualifications and be able to publish regular industry wage and salary scales.
Most employers would argue that a unionised workforce is not desirable. Through my experience while working as secretary for the ICT Alliance, I have learnt to differ.
An organisation such as the ICT Alliance is representing the Namibian employers in the field. They, as volunteers, have the interest of their Namibian company or institution at heart and are a lobby group for further Namibianisation of the industry. In the tri-partite labour environment we have in Namibia, they therefore represent the employers of Namibian owned companies.
The data workers need to become organised as they are not only negotiating with Namibian companies, but more and more with international technology firms. As a Union they must:
• be able to negotiate from a position of strength;
• ensure standards of qualifications;
• inform members of innovations and technology updates; and
• provide health and pension plans.
Organised labour is a must if we want to improve the economy of our country.
Unions today
The Union movement in Namibia has seen many changes since Independence. The functionaries are becoming associated more closely with the SWAPO party, many are also on the election list. In addition, the Namibia Union of National is becoming a profitable business.
The following from the website of Bank Windhoek:
“Nam-mic Financial Services Holdings (NFS) is the Group’s strategic empowerment partner. NFS holds investments in Capricorn Investment Holdings (7%), Welwitschia Nam-mic Insurance Brokers (20%), Consolidated Financial Services (5%), Capricorn Life Assurance Company (25%), Santam Namibia (10%) and Corporate Benefit Consulting (35%). The NFS subsidiary company, Nam-mic Financial Solutions offers micro finance to union members in partnership with Bank Windhoek.
... The remainder of 72.5% (of shares in NFS) is held directly or indirectly through investment companies of the National Union of Namibian workers, Mineworkers Union of Namibia, Namibia Public Workers Union, Namibia Food and Allied Workers Union, Namibia National Teachers Union, Namibia Farm Workers Union and the Namibia Transport and Allied Workers Union.”
As for Nam-mic Financial Solutions – the micro-lender:
“Alacrity will hold a 35% stake in the company, while the balance will be controlled by the people of Namibia through the shareholdings of Nam-mic Investment Holding Company (35%), Namibian Public Worker's Union (20%) and Namibian Food and Allied Worker's Union (10%).”
These are a betrayal of the labour union movement ideals and can constitute a real danger to their continued existence. After all, who now represents the employees of these businesses in wage negotiations?
There must be a clear differentiation of the activities of unions and the use of union funds to purchase and manage business.
Workers are often unskilled, semi-literate and the working conditions allow for very little opportunity to become informed of their rights. Because of the nature of our independence struggle, most workers are however aware that the unions, through their affiliation to SWAPO, are an intimidating bargainer to employers.
The worker in Namibia, who pays his or her membership dues, expects protection, better pay, better working conditions, more benefits and a sense of belonging.
IT Workers
In the modern world the distinction between white-collar and blue-collar workers are not the same as they used to be. This is particularly so in the Information Technology sector.
The IT sector was previously considered white-collar, in that many of the employees were working as software engineers and programmers. Today, many of the IT workers are busy with the backbone or infrastructure as well as the data input and manipulation.
The sector needs to become organised into an ICT Employers Federation and an ICT Workers Union. Such a Union must ensure educational standards, professional qualifications and be able to publish regular industry wage and salary scales.
Most employers would argue that a unionised workforce is not desirable. Through my experience while working as secretary for the ICT Alliance, I have learnt to differ.
An organisation such as the ICT Alliance is representing the Namibian employers in the field. They, as volunteers, have the interest of their Namibian company or institution at heart and are a lobby group for further Namibianisation of the industry. In the tri-partite labour environment we have in Namibia, they therefore represent the employers of Namibian owned companies.
The data workers need to become organised as they are not only negotiating with Namibian companies, but more and more with international technology firms. As a Union they must:
• be able to negotiate from a position of strength;
• ensure standards of qualifications;
• inform members of innovations and technology updates; and
• provide health and pension plans.
Organised labour is a must if we want to improve the economy of our country.
Unions today
The Union movement in Namibia has seen many changes since Independence. The functionaries are becoming associated more closely with the SWAPO party, many are also on the election list. In addition, the Namibia Union of National is becoming a profitable business.
The following from the website of Bank Windhoek:
“Nam-mic Financial Services Holdings (NFS) is the Group’s strategic empowerment partner. NFS holds investments in Capricorn Investment Holdings (7%), Welwitschia Nam-mic Insurance Brokers (20%), Consolidated Financial Services (5%), Capricorn Life Assurance Company (25%), Santam Namibia (10%) and Corporate Benefit Consulting (35%). The NFS subsidiary company, Nam-mic Financial Solutions offers micro finance to union members in partnership with Bank Windhoek.
... The remainder of 72.5% (of shares in NFS) is held directly or indirectly through investment companies of the National Union of Namibian workers, Mineworkers Union of Namibia, Namibia Public Workers Union, Namibia Food and Allied Workers Union, Namibia National Teachers Union, Namibia Farm Workers Union and the Namibia Transport and Allied Workers Union.”
As for Nam-mic Financial Solutions – the micro-lender:
“Alacrity will hold a 35% stake in the company, while the balance will be controlled by the people of Namibia through the shareholdings of Nam-mic Investment Holding Company (35%), Namibian Public Worker's Union (20%) and Namibian Food and Allied Worker's Union (10%).”
These are a betrayal of the labour union movement ideals and can constitute a real danger to their continued existence. After all, who now represents the employees of these businesses in wage negotiations?
There must be a clear differentiation of the activities of unions and the use of union funds to purchase and manage business.
Being thankful in the face of adversity
I was once again reminded today of how we sometimes cannot see the forest for the trees. Sometimes our own problems are so big, we do not appreciate how a little kindness or thoughtfulness from our side can greatly improve somebody's life.
The problem that I am presently facing is the lack of cashflow - getting the money that I have worked for to get into my pocket. A dear friend sent me a movie showing a child too hungry even too eat! AND I am the one complaining.
So today my prayer is:
"Thank you for reminding me of all the blessings I have received. May I never forget to offer my assistance to others."
The problem that I am presently facing is the lack of cashflow - getting the money that I have worked for to get into my pocket. A dear friend sent me a movie showing a child too hungry even too eat! AND I am the one complaining.
So today my prayer is:
"Thank you for reminding me of all the blessings I have received. May I never forget to offer my assistance to others."
Having children is not easy
Somedays I feel lika a character on an American sitcom, something like the father on Fresh Prince or the Huckstables. Completely past my sell-by-date! Don't get me wrong, I love my children and wish I coud do more for them. The problem is that often I cannot do more.
More than ever I appreciate now the institution of marriage. At least you have an ally and someone with whom you can discuss the problems and way to tackle them. It is also unfortunate we do not have support groupd for divorced fathers?
More than ever I appreciate now the institution of marriage. At least you have an ally and someone with whom you can discuss the problems and way to tackle them. It is also unfortunate we do not have support groupd for divorced fathers?
Finished my book!
Almost end of April 2009 and just finished my book, "Namibia's Future -Smile my beloved Land". Not sure if anybody will read it, but you never know;-). You can get a copy at by clicking the link.
The next few lines were scribbled as I was printing a hardcopy:
A swan song
To much too drink
Too much too think
Thank you all
But back to the mall;
This had to be done
I wish it could be someone
Who cares a little bit more
Someone who does not feel so sore;
But this is my swan song:
For better or worse,
Thank you one and all,
My curse is not suffered alone.
The next few lines were scribbled as I was printing a hardcopy:
A swan song
To much too drink
Too much too think
Thank you all
But back to the mall;
This had to be done
I wish it could be someone
Who cares a little bit more
Someone who does not feel so sore;
But this is my swan song:
For better or worse,
Thank you one and all,
My curse is not suffered alone.
Me and bad debts
In 2004 I returned from Germany and started up my company, NamBizDotCom, which is registered as a Close Corporation. I was working on two contracts at the time involving SME’s. The first was in cooperation with SMEs Compete and included a trip to South Africa and Angola to look for possible partners in these countries. The second contract, was for the Institute for Public Policy Research (IPPR) and was to complete the SME Impact Assessment Survey for 2004.
Unfortunately, my father was declared disabled and unable to continue working. He was 54 and no longer able to generate an income. This started a financial calamity that still haunts me till today.
Firstly, the bank, FNB, passed on the insurance claim to Metropolitan Insurance who did not want to accept his disability and therefore allow for his insurance to cover the cost of the home loan. The buck was passed between the two institutions and this delay meant my father was in arrears on his home loan. The bank therefore duly put his house up for auction to recoup their loss, and advertised this in the local newspaper.
As is my duty, I immediately went to my Father’s aid. After all, my two little brothers (aged 8 and 2 years old) would not have a roof over their heads if the bank and insurance giants were left unchallenged. Suffice to say, after a year of travelling between Rehoboth where my Father’s house was, and the bank head office in Windhoek, we were successful in getting the bank to settle his home loan through the insurance claim. (I must add tribute to the late Lazarus Ipangelwa, then MD of First National Bank, who allowed us a chance to put our case to the right person at the bank.)
In the meantime, my own business had closed and I was responsible for the debts to the amounts of +/- N$ 8,000 to Trip Travel, and +/- 20,000 to Institute for Public Policy Research. This second debt had incurred legal and other sundry charges and was submitted to the courts as an amount of over N$ 25,000 – which is the threshold for admittance to the High Court rather than the Magistrate’s Court.
So, I returned to Windhoek in January 2006 to face the two debtors, the one in the Magistrate’s Court and the other in the High Court. I take full responsibility for these debts and have attempted to pay the debts back through monthly payments of N$ 200 and N$ 500 respectively. Unfortunately, these debts are also listed on my credit record, which is accessed by most employers today and I found it difficult to find gainful employment after my return to Windhoek. Since then, I have spent three years as an hourly-paid lecturer and working part-time in an NGO.
Let me state for the record, “If I could, I would pay the debt of immediately!” However, I have not been paid a salary since April 2008 and have survived by consultancy work. Perhaps with my next job I will be able to settle these debts once and for all.
I do not wish to regale you with the arsenal available to the lawyers, or on the lack of information forthcoming from their offices of how far your repayment is coming. Needless to say, I will welcome a law that helps a debtor in relationship to these educated and learned professionals.
On this matter, I wish to suggest a Consumer Ombudsman for citizens who have dealings with lawyers. On more than one occasion I have found an invoice for services from a law firm that has no basis in reality. It is impossible to fight with a lawyer about any of their charges, after all they are better armed with the letter of the law.
BTW - all details about the debt and the creditors and lawyers are public knowledge and printed in various local newspapers.
Unfortunately, my father was declared disabled and unable to continue working. He was 54 and no longer able to generate an income. This started a financial calamity that still haunts me till today.
Firstly, the bank, FNB, passed on the insurance claim to Metropolitan Insurance who did not want to accept his disability and therefore allow for his insurance to cover the cost of the home loan. The buck was passed between the two institutions and this delay meant my father was in arrears on his home loan. The bank therefore duly put his house up for auction to recoup their loss, and advertised this in the local newspaper.
As is my duty, I immediately went to my Father’s aid. After all, my two little brothers (aged 8 and 2 years old) would not have a roof over their heads if the bank and insurance giants were left unchallenged. Suffice to say, after a year of travelling between Rehoboth where my Father’s house was, and the bank head office in Windhoek, we were successful in getting the bank to settle his home loan through the insurance claim. (I must add tribute to the late Lazarus Ipangelwa, then MD of First National Bank, who allowed us a chance to put our case to the right person at the bank.)
In the meantime, my own business had closed and I was responsible for the debts to the amounts of +/- N$ 8,000 to Trip Travel, and +/- 20,000 to Institute for Public Policy Research. This second debt had incurred legal and other sundry charges and was submitted to the courts as an amount of over N$ 25,000 – which is the threshold for admittance to the High Court rather than the Magistrate’s Court.
So, I returned to Windhoek in January 2006 to face the two debtors, the one in the Magistrate’s Court and the other in the High Court. I take full responsibility for these debts and have attempted to pay the debts back through monthly payments of N$ 200 and N$ 500 respectively. Unfortunately, these debts are also listed on my credit record, which is accessed by most employers today and I found it difficult to find gainful employment after my return to Windhoek. Since then, I have spent three years as an hourly-paid lecturer and working part-time in an NGO.
Let me state for the record, “If I could, I would pay the debt of immediately!” However, I have not been paid a salary since April 2008 and have survived by consultancy work. Perhaps with my next job I will be able to settle these debts once and for all.
I do not wish to regale you with the arsenal available to the lawyers, or on the lack of information forthcoming from their offices of how far your repayment is coming. Needless to say, I will welcome a law that helps a debtor in relationship to these educated and learned professionals.
On this matter, I wish to suggest a Consumer Ombudsman for citizens who have dealings with lawyers. On more than one occasion I have found an invoice for services from a law firm that has no basis in reality. It is impossible to fight with a lawyer about any of their charges, after all they are better armed with the letter of the law.
BTW - all details about the debt and the creditors and lawyers are public knowledge and printed in various local newspapers.
Subscribe to:
Posts (Atom)