Wednesday, 5 June 2024

Overview of the laws of Namibia since 1990 to 2024

 Since gaining independence in 1990, Namibia has established a comprehensive legal framework characterised by its Constitution, which serves as the supreme law of the country. Here are key highlights of Namibian laws and legal developments since 1990:


The Namibian Constitution


Adoption and Structure: The Constitution, adopted on March 21, 1990, lays the foundation for Namibia’s legal system. It consists of 21 chapters and 148 articles, covering various aspects of governance, fundamental rights, and state principles  .

Fundamental Rights: Chapter 3 guarantees fundamental human rights and freedoms, including the right to life, liberty, and human dignity. It also protects against discrimination and ensures freedom of speech, assembly, and association .

Government Structure: The Constitution establishes Namibia as a sovereign, secular, democratic, and unitary state. It delineates the roles and powers of the President, the Cabinet, the National Assembly, and the National Council  .

Amendments: The Constitution has been amended to increase the size of Parliament and improve representation, particularly regarding gender equality. For instance, the National Assembly expanded from 78 to 104 seats, and the National Council from 26 to 42 seats .


Legislative Developments


Statutory Laws: Namibia’s statutory laws encompass various fields, including criminal law, civil law, and administrative law. Key statutes have been enacted to address issues such as land reform, environmental protection, and economic regulation .

Common Law and Customary Law: Besides statutory law, Namibia also recognizes common law and customary law. Common law is based on Roman-Dutch law, while customary law pertains to the traditions and practices of indigenous communities, provided they do not conflict with constitutional principles .

International Law: Namibia is committed to international law, incorporating international treaties and conventions into its domestic legal system. This includes human rights treaties and agreements on environmental protection .


Key Legal Reforms


Gender Equality: Significant strides have been made toward gender equality. The Constitution and subsequent laws promote equal rights for women, addressing issues such as representation in government and protection against gender-based violence  .

Land Reform: Land reform has been a critical issue since independence, aiming to redress historical inequalities in land ownership. Policies and laws have been implemented to facilitate land redistribution and improve access to land for disadvantaged communities  .

Environmental Protection: Namibia has enacted laws to safeguard its rich biodiversity and natural resources. Environmental legislation includes measures to manage wildlife conservation, protect ecosystems, and ensure sustainable development .


These laws and reforms reflect Namibia’s commitment to building a just, equitable, and sustainable society. For more detailed information, you can refer to sources like the Legal Assistance Centre and the Namibian Constitution on platforms like Wikipedia and other legal databases  .

Proposing a "sin tax" on cellular companies due to distraction causing vehicle accidents

 The concept of a "sin tax" typically applies to products or activities considered harmful or undesirable, such as tobacco, alcohol, and gambling. Charging cellular companies a sin tax would be unconventional and would require a strong justification.

Arguments For

  1. Public Health and Safety: If the use of mobile phones is proven to cause significant health risks (e.g., distractions leading to accidents), this could justify a sin tax.
  2. Environmental Concerns: Mobile phones contribute to electronic waste. A sin tax could incentivize companies to adopt more sustainable practices.
  3. Market Regulation: A sin tax could potentially curb excessive marketing practices or monopolistic behaviors if deemed harmful to consumers.

Arguments Against

  1. Essential Service: Mobile phones are considered essential for communication, business, education, and emergency services. Taxing them could disproportionately affect lower-income individuals.
  2. Economic Impact: The telecommunications industry is a significant contributor to the economy. Additional taxes could hinder growth and innovation.
  3. Justification and Implementation: Justifying a sin tax on cellular companies would be challenging. Implementation would require clear criteria to define the "sinful" aspects of their operations.

Alternatives

  • Environmental Fees: Instead of a sin tax, imposing fees related to environmental impact and e-waste management might be more appropriate.
  • Health and Safety Regulations: Implementing stricter regulations to address health and safety concerns without additional taxation.
  • Digital Access Fund: A small levy on cellular services could fund programs to improve digital access and literacy without labeling it a sin tax.

Conclusion

While a sin tax on cellular companies is not a standard approach, there might be alternative measures to address concerns related to health, safety, and environmental impact. Such measures should be carefully designed to balance the benefits with potential drawbacks to consumers and the industry.


Tuesday, 23 April 2024

Some thoughts on Prostitution and why it should be decriminalised

 "The designation of prostitution as a special human rights issue, a violation in itself, emphasises the distinction between prostitution and other forms of female or low-status labour... however exploitative they are. It thus reinforces the marginal, and therefore vulnerable, position of the women and men involved in prostitution. By dismissing the entire sex industry as abusive, it also obscures the particular problems and violations of international norms within the industry which are of concern to sex workers."

Thus anything but legal status for sex workers leads to marginalisation and abuses: "even in the many countries where prostitution itself is not illegal, sex workers cannot secure the minimum basic standards which other workers have acquired as far as conditions of work or their personal safety are concerned. It also means that the police frequently fail to take action to help the significant minority among prostitutes who really are victims of slavery."

Moving away from the theoretical, the practical implications of the profession being legal would bring nothing but benefits for sex workers and society as a whole. The public order aspect could be addressed, as it should be, on an individual rather than a blanket basis; Prostitutes would not be forced to work in 'hidden' locations, and would have access to the safety and decency of equipped indoor places of work; Sex workers would be guaranteed access to health facilities often denied them as a consequence of their occupation.


Bindman & Doezema suggest a definition of sex work as labour:

"Negotiation and performance of sexual services for remuneration with or without intervention by a third party where those services are advertised or generally recognised as available from a specific location where the price of services reflects the pressures of supply and demand.

In this definition, 'negotiation' implies the rejection of specific clients or acts on an individual basis. Indiscriminate acceptance by the worker of all proposed transactions is not presumed -- such acceptance would indicate the presence of coercion"

A further argument for the legalisation of the sex industry is that organisation would no longer be hindered by legal penalties and stigma, serving not only to provide a platform for prostitutes' rights, but also to fight the social stigma attached to sex work.

Law Society of Namibia leaks members details - June 2023

 Namibia does not yet have a legal framework to protect personal details such as full names, date of birth and personal contact details. In fact, many businesses and government departments are not even trained in what is considered personal information. Take for example the website of the Law Society of Namibia (LSN). On its “Find a Firm or Practitioner” page (https://lawsocietynamibia.org/find-a-firm-or-practitioner/), it shows public information in a browser window, namely Name, Surname, Designation and Industry. If, however you investigate the coding of the page, it will also give you the Full Names, Date of Birth, and Personal Cellular Number of all its members.

The ability to save information on a computer and share this electronically necessitates legislation to be promulgated that protects the abuse of this information. These laws are especially necessary in our Information and Communication enabled society where information is stored on electronic retrieval systems. The Namibian Constitution states in Article 13 Privacy: “(1) No persons shall be subject to interference with the privacy of their homes, correspondence or communications save as in accordance with law and as is necessary in a democratic society in the interests of national security, public safety or the economic well-being of the country, for the protection of health or morals, for the prevention of disorder or crime or for the protection of the rights or freedoms of others.” The Constitution thus guarantees only “Physical Privacy”. The storage of personal and business information (“Informational Privacy”) must have legislation that will prevent misuse of this information. In addition, the individual in Namibia must be able to access any, and all, information that is stored by the state (public institutions). There are thus things that are needed to guarantee informational privacy: 1. Data Protection Act; 2. Privacy and Electronic Communications Regulations; 3. Freedom of Access to Information Act The Namibia Consumer Protection Group (NCPG) once again calls on the broader society in Namibia to become aware of the need for data privacy and protection and encourages open discussion and what can be done. The NCPG will be preparing Public Facing Information Reports for our largest businesses and vulnerable person to encourage them to manage their data better. As for the members of the Law Society, you should expect correspondence from me regarding the data leaked as well as on any other public facing information you need to manage.

𝐓𝐡𝐞 𝐍𝐚𝐦𝐢𝐛𝐢𝐚𝐧 𝐂𝐨𝐦𝐩𝐞𝐭𝐢𝐭𝐢𝐨𝐧 𝐂𝐨𝐦𝐦𝐢𝐬𝐬𝐢𝐨𝐧 𝐡𝐚𝐬 𝐜𝐨𝐧𝐜𝐥𝐮𝐝𝐞𝐝 𝐢𝐭s 𝐢𝐧𝐯𝐞𝐬𝐭𝐢𝐠𝐚𝐭𝐢𝐨𝐧 𝐢𝐧𝐭𝐨 𝐢𝐧𝐭𝐞𝐫𝐛𝐚𝐧𝐤 𝐞𝐱𝐜𝐡𝐚𝐧𝐠𝐞 𝐟𝐞𝐞𝐬 - A Consumer Activist opinion

 I have attached below an explanation of the advantages and disadvantages when banks set their own interchange fees. As you can see, if they do it themselves, it benefits the banks. BUT, all the disadvantages are on the side of the merchants and the consumers.

As a consumer activist, I was pleased when PAN - Payments Association of Namibia took the step that made it easier to compare costs between banks. In the Namibian market, I am afraid that banks will disadvantage the poorer consumer, causing them to pay more.
If however, the PAN costs are made the maximum, we will all benefit from it since banks must compete but not go over a certain amount or percentage. in essence, it is about how regulations are applied to ensure fairness and competitiveness in the market.
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Interchange fees are charges paid by merchants to card issuers each time a debit or credit card is used to make a purchase. When banks set their own interchange fees, it can have a range of implications, leading to both advantages and disadvantages. Here are some key points to consider:

𝑨𝒅𝒗𝒂𝒏𝒕𝒂𝒈𝒆𝒔
1. 𝐼𝑛𝑐𝑟𝑒𝑎𝑠𝑒𝑑 𝑅𝑒𝑣𝑒𝑛𝑢𝑒 𝑓𝑜𝑟 𝐵𝑎𝑛𝑘𝑠: By setting their own interchange fees, banks can tailor charges to maximize their revenue. This can be beneficial for their profitability, allowing them to potentially offer more services or better rates in other areas.
2. 𝐹𝑙𝑒𝑥𝑖𝑏𝑖𝑙𝑖𝑡𝑦 𝑖𝑛 𝑃𝑟𝑖𝑐𝑖𝑛𝑔: Banks can adjust fees based on the market, type of merchant, or the transaction type, which can lead to more tailored financial products and services. This flexibility allows banks to compete more effectively in different sectors or regions.
3. 𝐼𝑛𝑐𝑒𝑛𝑡𝑖𝑣𝑒 𝑓𝑜𝑟 𝐼𝑛𝑛𝑜𝑣𝑎𝑡𝑖𝑜𝑛: Higher interchange fees can provide banks with the funds to invest in new technologies, enhancing security features, and improving the overall payment infrastructure.
4. 𝐶𝑢𝑠𝑡𝑜𝑚𝑖𝑧𝑎𝑡𝑖𝑜𝑛 𝑓𝑜𝑟 𝑆𝑝𝑒𝑐𝑖𝑓𝑖𝑐 𝑀𝑎𝑟𝑘𝑒𝑡𝑠: Banks can set fees that reflect the actual costs and risks associated with different types of transactions or industries, which might not be possible with a one-size-fits-all fee structure.

𝑫𝒊𝒔𝒂𝒅𝒗𝒂𝒏𝒕𝒂𝒈𝒆𝒔
1. 𝐻𝑖𝑔ℎ𝑒𝑟 𝐶𝑜𝑠𝑡𝑠 𝑓𝑜𝑟 𝑀𝑒𝑟𝑐ℎ𝑎𝑛𝑡𝑠: If banks set high interchange fees, merchants may face increased costs, which are often passed on to consumers in the form of higher prices. This can affect competitiveness and consumer choice.
2. 𝐿𝑎𝑐𝑘 𝑜𝑓 𝑆𝑡𝑎𝑛𝑑𝑎𝑟𝑑𝑖𝑠𝑎𝑡𝑖𝑜𝑛: Different banks setting different fees can lead to a lack of standardisation, which might confuse merchants and consumers. It can also make it difficult for new entrants to compete if they are unable to negotiate similar rates.
3. 𝑃𝑜𝑡𝑒𝑛𝑡𝑖𝑎𝑙 𝑓𝑜𝑟 𝐴𝑛𝑡𝑖-𝑐𝑜𝑚𝑝𝑒𝑡𝑖𝑡𝑖𝑣𝑒 𝑃𝑟𝑎𝑐𝑡𝑖𝑐𝑒𝑠: Larger banks might have the leverage to set higher fees, which could disadvantage smaller banks and limit competition. This can lead to market distortions where larger banks dominate because of their ability to dictate more favourable terms.
4. 𝑅𝑒𝑔𝑢𝑙𝑎𝑡𝑜𝑟𝑦 𝑎𝑛𝑑 𝐶𝑜𝑚𝑝𝑙𝑖𝑎𝑛𝑐𝑒 𝑅𝑖𝑠𝑘𝑠: With each bank setting its own fees, the complexity of regulatory compliance increases. This might lead to potential legal challenges or penalties if banks are found to be setting unfairly high fees.
5. 𝐸𝑐𝑜𝑛𝑜𝑚𝑖𝑐 𝐼𝑚𝑝𝑎𝑐𝑡 𝑜𝑛 𝑆𝑚𝑎𝑙𝑙 𝐵𝑢𝑠𝑖𝑛𝑒𝑠𝑠𝑒𝑠: Higher fees can disproportionately impact small businesses, which may see a significant portion of their margins eroded by these costs, making it difficult for them to compete with larger businesses that can negotiate better terms.

The balance between these advantages and disadvantages can vary greatly depending on how banks approach the setting of their interchange fees and how regulations are applied to ensure fairness and competitiveness in the market.